PayPal Holdings, Inc.
PYPL
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-07.
- PayPal is strategically positioned in the growing digital payments industry, which is expected to expand as more consumers shift to online transactions.
- Revenue increased by 4% compared to the prior quarter, reaching $8.7 billion.
- Despite a slight decline in gross margin to 44.9%, the company maintains a strong operating margin of 17.7%.
- The competitive landscape in digital payments is intensifying, with new entrants and established players vying for market share.
- Net income decreased to $1.1 billion in Q1 2026, down from $1.1 billion in the previous quarter.
- The earnings growth has been negative at -3.1%, indicating potential challenges in profitability.
Fundamentals
| Market cap | $47.07B | Enterprise value | $50.03B | Trailing P/E | 10.40 | Forward P/E | 9.52 |
| PEG | 0.97 | Price / book | 2.39 | Beta | 1.28 | Dividend yield | 1.02% |
| Revenue growth | 4.8% | Earnings growth | -3.1% | Gross margin | 40.5% | Operating margin | 17.0% |
| Profit margin | 14.4% | ROE | 24.5% | ROA | 4.6% | Debt / equity | 0.72 |
| Current ratio | 1.29 | Free cash flow | $4.42B | Analyst recommendation | hold | Mean target | $56.89 |
| 52w high | $79.22 | 52w low | $38.46 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $8.7B | $8.4B | $8.7B | $8.4B | $8.3B |
| Op margin | 17.7% | 18.7% | 18.3% | 18.9% | 19.5% |
| Net income | $1.1B | $1.1B | $1.4B | $1.2B | $1.3B |
| Gross margin | 44.9% | 45.6% | 46.5% | 46.0% | 46.4% |
| Gross profit | $3.9B | $3.8B | $4.0B | $3.9B | $3.8B |
| Operating income | $1.5B | $1.6B | $1.6B | $1.6B | $1.6B |
- Revenue +4% vs prior quarter ($8.7B vs $8.4B).
- Gross margin 44.9% (was 45.6% prior quarter).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Revenue | $33.2B | $31.8B | $29.8B | $27.5B |
| Op margin | 19.3% | 18.1% | 16.6% | 14.7% |
| Net income | $5.2B | $4.1B | $4.2B | $2.4B |
| Gross margin | 46.6% | 46.1% | 46.0% | 50.1% |
| Gross profit | $15.5B | $14.7B | $13.7B | $13.8B |
| Operating income | $6.4B | $5.8B | $4.9B | $4.0B |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-09 · Coinbase-Samsung Deal Expands USDC Access Through Samsung Wallet
2026-10-09 · Reliable Robotics Appoints Russ Elmer as General Counsel
2026-10-09 · What You Need to Know Ahead of PayPal Holdings' Earnings Release
2026-10-09 · Stocktwits Fintech Pulse: US Fintech Weekly Briefing & Market Drivers
2026-10-08 · Has PayPal Stock Become A Different Bet?
2026-10-08 · Financial Tech Firms Set for Mixed Quarterly Earnings Ahead, Oppenheimer Says
2026-10-08 · Western Union Renews Publix Deal: Can it Support Transaction Growth?
2026-10-08 · Reflecting On Credit Card Stocks’ Q2 Earnings: Synchrony Financial (NYSE:SYF)
2026-10-08 · Sunbit Adds Three Senior Leaders from PayPal, LendingPoint and LendingClub
2026-10-08 · Barclays Adjusts Price Target on PayPal Holdings to $56 From $57
Price (daily)
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