Fair Isaac Corporation
FICO
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-07.
- FICO's strong profit margins and revenue growth indicate a robust business strategy in the competitive software application industry.
- FICO's revenue growth for the last year was 25.7%, showcasing its ability to expand in a growing market.
- The company reported a gross margin of 87.1% in the latest quarter, reflecting its operational efficiency.
- FICO faces significant competitive pressures, as indicated by its current market cap of $15.02 billion and a trailing P/E ratio of 20.13.
- The latest quarterly revenue decreased by 3% compared to the prior quarter, indicating potential challenges in maintaining growth.
- FICO's score indicates a 'Strong Sell' signal with a score of -24.00, suggesting bearish sentiment among investors.
Fundamentals
| Market cap | $15.28B | Enterprise value | $20.63B | Trailing P/E | 20.48 | Forward P/E | 14.09 |
| PEG | 0.64 | Price / book | -3.73 | Beta | 1.34 | Dividend yield | 0.00% |
| Revenue growth | 25.7% | Earnings growth | 41.2% | Gross margin | 85.1% | Operating margin | 53.8% |
| Profit margin | 34.1% | ROE | — | ROA | 40.0% | Debt / equity | — |
| Current ratio | 1.18 | Free cash flow | $774.41M | Analyst recommendation | buy | Mean target | $1,113.47 |
| 52w high | $1,858.91 | 52w low | $586.05 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|---|
| Revenue | $674M | $692M | $512M | $516M | $536M | — |
| Op margin | 53.8% | 58.2% | 45.7% | 48.1% | 48.9% | — |
| Net income | $237M | $264M | $158M | $155M | $182M | — |
| Gross margin | 87.1% | 86.8% | 83.0% | 82.3% | 83.7% | — |
| Gross profit | $587M | $600M | $425M | $425M | $449M | — |
| Operating income | $363M | $402M | $234M | $248M | $263M | — |
- Revenue -3% vs prior quarter ($674M vs $692M).
- Gross margin 87.1% (was 86.8% prior quarter).
- Operating margin compressed to 53.8%.
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Revenue | $2.0B | $1.7B | $1.5B | $1.4B |
| Op margin | 47.0% | 42.7% | 42.3% | 39.4% |
| Net income | $652M | $513M | $429M | $374M |
| Gross margin | 82.2% | 79.7% | 79.4% | 78.1% |
| Gross profit | $1.6B | $1.4B | $1.2B | $1.1B |
| Operating income | $936M | $734M | $641M | $542M |
Headlines — watch
• [WARN · fundamentals] Does A 15% Job Cut Materially Alter Fair Isaac's Margin Outlook?
News
2026-10-08 · Marriott signs deal for seven hotels in Thailand
2026-10-07 · FICO Stock Layoffs: What to Know About the Latest FICO Job Cuts
2026-10-07 · Fair Isaac Cuts 15% of Its Staff. Why It’s Not Boosting the Stock.
2026-10-07 · Does A 15% Job Cut Materially Alter Fair Isaac's Margin Outlook?
2026-10-07 · FICO Is Cutting 15% of Its Workforce After Losing More Than Half Its Value
2026-10-07 · Only 5.2% of Tech Leaders Have Full Confidence Explaining Their AI Decisions, New FICO Research Finds
2026-10-07 · Is Rocket’s VantageScore Shift Quietly Reshaping Fair Isaac’s (FICO) Mortgage Moat?
2026-10-06 · Fair Isaac to Cut About 15% of Workforce as Competition Intensifies
2026-10-06 · Factbox-Companies cutting jobs as investments shift toward AI
2026-10-06 · Fair Isaac to Cut 15% of Workforce
2026-10-06 · UWM Reaffirms Commitment to FICO® Scores to Help More Consumers Achieve Homeownership
2026-10-06 · Deutsche Bank Adjusts Price Target on Fair Isaac to $744 From $1,658, Maintains Buy Rating
Price (daily)
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