Yiren Digital Ltd.
YRD
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Fundamentals
| Market cap | — | Enterprise value | -$1.56B | Trailing P/E | — | Forward P/E | — |
| PEG | — | Price / book | 0.07 | Beta | 1.12 | Dividend yield | 0.00% |
| Revenue growth | -46.1% | Earnings growth | — | Gross margin | 81.8% | Operating margin | -13.3% |
| Profit margin | -34.5% | ROE | -17.7% | ROA | 4.2% | Debt / equity | 0.00 |
| Current ratio | 19.23 | Free cash flow | $1.79B | Analyst recommendation | none | Mean target | — |
| 52w high | $6.35 | 52w low | $0.82 |
Quarterly
| 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|
| Revenue | $928M | $893M | $1.6B | $1.7B | $1.6B |
| Op margin | -40.1% | -127.7% | 13.2% | 22.8% | 20.9% |
| Net income | -$494M | -$868M | $318M | $358M | $248M |
| Gross margin | 78.7% | 71.9% | 90.5% | 90.4% | 85.8% |
| Gross profit | $730M | $642M | $1.4B | $1.5B | $1.4B |
| Operating income | -$372M | -$1.1B | $208M | $382M | $330M |
- Revenue +4% vs prior quarter ($928M vs $893M).
- Gross margin 78.7% (was 71.9% prior quarter).
- Operating margin expanded to -40%.
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $5.7B | $5.8B | $4.9B | $3.4B | — |
| Op margin | -3.9% | 28.4% | 53.0% | 42.9% | — |
| Net income | $54.5M | $1.6B | $2.1B | $1.2B | — |
| Gross margin | 86.3% | 84.8% | 80.1% | 77.4% | — |
| Gross profit | $4.9B | $4.9B | $3.9B | $2.7B | — |
| Operating income | -$222M | $1.6B | $2.6B | $1.5B | — |
Headline risk — review
• [CRITICAL · integrity] Yiren Digital's AI-Enabled Fraud Detection Framework Helped Avoid RMB165 Million in Potential Fraud-Related Losses in 20
• [WARN · fundamentals] Yiren Digital shares jump 6% on narrowed loss despite revenue miss
News
2026-10-02 · Yiren Digital (YRD) Q2 2026 Earnings Call Transcript
2026-10-01 · Weekly Losses Deepen As Small Caps Lag And Yields Edge Higher Into Earnings Gauntlet
2026-09-30 · Yiren Digital Ltd (YRD) (Q2 2026) Earnings Call Highlights: Credit Quality Improves as AI ...
2026-09-30 · Yirendai Q2 Earnings Call Highlights
2026-09-30 · Yiren Digital Shares Rise 6.1% as Second-Quarter Loss Narrows
2026-09-30 · Yiren Digital shares jump 6% on narrowed loss despite revenue miss
2026-09-30 · Yiren Digital Reports Second Quarter 2026 Unaudited Financial Results
2026-09-25 · Yiren Digital to Report Second Quarter 2026 Financial Results on September 30, 2026
2026-08-18 · Yiren Digital Upgrades Enterprise AI Across Core Business Functions
2026-08-04 · Yiren Digital's AI Agents Deliver Measurable Gains Across Customer Operations
2026-07-30 · Yiren Digital Releases 2025 ESG Report: Advancing Responsible AI and Sustainable Growth
Price (daily)
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