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Western Union Company (The)

WU

Last
$6.14
Day
-3.0%
1y
-21.6%
5y
-69.2%
52w
-38.8%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2212d
EMA 21
6.33
EMA 50
6.76
EMA 200
7.92
20d high
-11.0%
5y high
-70.4%
5y range
3th
Website · 9,600 employees · United States

Positions held

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Add it to see shares, cost, and P&L here.

Score
-3
Hold
watch
Signal
Neutral
Target
$6.67
Stop
$6.05
Stop distance
1.5%
Target vs last
+8.6%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Western Union operates in a competitive landscape with a strong brand presence, which can help it maintain customer loyalty and market share.
  • The company reported a revenue increase of 3% compared to the prior quarter, reaching $1.0 billion.
  • Despite challenges, Western Union's gross margin was 33.2%, only slightly down from 33.4% in the previous quarter.
Bear case
  • The financial services sector is currently facing regulatory pressures that could impact Western Union's operations and profitability.
  • Western Union's trailing P/E ratio is 4.99, indicating potential undervaluation but also reflecting market skepticism about future growth.
  • The company has experienced a revenue decline of 1.3% year-over-year, signaling potential challenges in sustaining growth.

Fundamentals

Market cap$1.97BEnterprise value$3.75BTrailing P/E5.15Forward P/E4.20
PEG10.24Price / book2.16Beta0.55Dividend yield14.85%
Revenue growth-1.3%Earnings growth-35.1%Gross margin35.1%Operating margin13.0%
Profit margin9.8%ROE44.0%ROA5.1%Debt / equity2.95
Current ratio0.28Free cash flow$357.28MAnalyst recommendationunderperformMean target$6.80
52w high$10.3552w low$5.87

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$1.0B$983M$1.0B$1.0B$1.0B
Op margin13.0%12.5%18.4%19.6%18.8%
Net income$76.7M$64.7M$114M$140M$122M
Gross margin33.2%33.4%36.0%37.7%37.4%
Gross profit$337M$328M$363M$389M$383M
Operating income$132M$123M$185M$202M$193M
  • Revenue +3% vs prior quarter ($1.0B vs $983M).
  • Gross margin 33.2% (was 33.4% prior quarter).

Yearly (6y)

20252024202320222021
Revenue$4.1B$4.2B$4.4B$4.5B—
Op margin18.7%17.2%18.8%19.8%—
Net income$500M$934M$626M$911M—
Gross margin37.0%37.8%38.7%41.3%—
Gross profit$1.5B$1.6B$1.7B$1.8B—
Operating income$757M$726M$818M$885M—
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

WU · daily+1.8% over 13 sessions
Close EMA21 EMA50 EMA200
5.855.986.116.256.382026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$258M$516M$774M$1.0B0%19%38%2025-Q22025-Q32025-Q42026-Q12026-Q2