White Mountains Insurance Group
WTM
Positions held
Your positionsWTM isn't in your positions.
Add it to see shares, cost, and P&L here.
Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- White Mountains Insurance Group is positioned well in the property and casualty insurance sector, leveraging its strong profit margins and revenue growth to outpace competitors.
- The company's revenue grew by 63% in the last quarter compared to the previous quarter, reaching $845 million.
- Earnings growth has been impressive, with a year-over-year increase of 68.8%, reflecting strong operational performance.
- Despite its strengths, White Mountains Insurance Group faces significant challenges, including a high debt-to-equity ratio of 14.915, which raises concerns about financial stability.
- The stock currently has a trailing P/E ratio of 4.67, indicating potential undervaluation but also reflecting market skepticism about future growth.
- The overall market signal for WTM is a 'Strong Sell' with a score of -20.00, suggesting negative momentum and investor caution.
Fundamentals
| Market cap | $4.92B | Enterprise value | $5.57B | Trailing P/E | 4.72 | Forward P/E | 22.89 |
| PEG | 0.81 | Price / book | 0.94 | Beta | 0.28 | Dividend yield | 0.05% |
| Revenue growth | 22.5% | Earnings growth | 68.8% | Gross margin | 53.3% | Operating margin | 36.4% |
| Profit margin | 37.7% | ROE | 20.4% | ROA | 3.5% | Debt / equity | 0.15 |
| Current ratio | 1.42 | Free cash flow | $687.00M | Analyst recommendation | none | Mean target | — |
| 52w high | $2,333.00 | 52w low | $1,830.13 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $845M | $518M | $754M | $864M | $689M |
| Op margin | — | — | — | — | — |
| Net income | $200M | -$27.2M | $836M | $114M | $123M |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
- Revenue +63% vs prior quarter ($845M vs $518M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $2.9B | $2.4B | $2.2B | $1.2B | — |
| Op margin | — | — | — | — | — |
| Net income | $1.1B | $230M | $509M | $793M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
Headlines — positive tone
• [OK · fundamentals] All You Need to Know About White Mountains (WTM) Rating Upgrade to Buy
News
2026-09-14 · Bamboo Insurance Services Starts Roadshow for Planned IPO of 35 Million Class A Shares
2026-09-14 · Bamboo Insurance Announces Launch of Initial Public Offering
2026-09-04 · All You Need to Know About White Mountains (WTM) Rating Upgrade to Buy
2026-08-27 · Focused Leadership is Driving Sustainable Growth at White Mountains Insurance (WTM)
2026-08-27 · Stephen Klar Elected to the White Mountains Board
2026-08-06 · White Mountains Insurance Q2 Earnings, Revenue Rise
2026-08-06 · White Mountains: Q2 Earnings Snapshot
2026-08-06 · WHITE MOUNTAINS REPORTS SECOND QUARTER RESULTS
2026-08-05 · White Mountains (WTM) is an Incredible Growth Stock: 3 Reasons Why
2026-07-23 · AM Best Affirms Credit Ratings of DavidShield Insurance Company
Price (daily)
Full chart · RSI · MACD · patterns