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Wintrust Financial Corporation

WTFC

Last
$143.25
Day
-0.7%
1y
+9.7%
5y
+75.0%
52w
-13.8%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-199d
EMA 21
146.05
EMA 50
149.78
EMA 200
148.12
20d high
-6.0%
5y high
-13.8%
5y range
79th
Website · 5,902 employees · United States

Positions held

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Score
1
Hold
watch
Signal
Neutral
Target
$149.96
Stop
$139.40
Stop distance
2.7%
Target vs last
+4.7%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Wintrust Financial Corporation operates in the regional banking sector, which benefits from a stable demand for financial services and local economic growth.
  • In Q2 2026, Wintrust reported a revenue increase of 4% compared to the previous quarter, reaching $739 million.
  • The company has demonstrated strong earnings growth of 18.7% year-over-year, with a net income of $233.693 million in Q2 2026.
Bear case
  • The regional banking industry faces significant competition, which can pressure profit margins and market share.
  • Wintrust's trailing P/E ratio is 11.64, indicating potential undervaluation but also reflecting market concerns about growth prospects.
  • The company's score is currently neutral with a score of -3.00, indicating mixed signals in its performance metrics.

Fundamentals

Market cap$9.73BEnterprise value$10.37BTrailing P/E11.58Forward P/E10.37
PEG1.17Price / book1.37Beta0.89Dividend yield1.53%
Revenue growth10.2%Earnings growth18.7%Gross margin0.0%Operating margin46.1%
Profit margin32.6%ROE12.2%ROA1.3%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationbuyMean target$176.20
52w high$167.2252w low$119.61

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$739M$713M$714M$698M$671M—
Op margin——————
Net income$234M$227M$223M$216M$196M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +4% vs prior quarter ($739M vs $713M).

Yearly (6y)

20252024202320222021
Revenue$2.7B$2.5B$2.3B$2.0B—
Op margin—————
Net income$824M$695M$623M$510M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

WTFC · daily-0.3% over 13 sessions
Close EMA21 EMA50 EMA200
137.71140.55143.38146.22149.062026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$185M$369M$554M$739M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2