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WaFd, Inc.

WAFD

Last
$29.43
Day
-1.0%
1y
+2.9%
5y
-15.0%
52w
-24.7%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-155d
EMA 21
31.30
EMA 50
33.29
EMA 200
34.00
20d high
-13.1%
5y high
-24.7%
5y range
40th
Website · 2,055 employees · United States

Positions held

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Score
-6
Hold
avoid
Signal
Sell
Target
$31.13
Stop
$28.58
Stop distance
2.9%
Target vs last
+5.8%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • WaFd, Inc. operates in a competitive regional banking sector, focusing on customer service and community engagement to differentiate itself from larger banks.
  • In the latest quarter, WaFd reported a revenue increase of 4% compared to the prior quarter, reaching $206 million.
  • The company has demonstrated strong earnings growth of 15.1% year-over-year, reflecting effective management and operational efficiency.
Bear case
  • The regional banking industry faces regulatory pressures that may impact profitability and operational flexibility for banks like WaFd.
  • WaFd's current market capitalization stands at approximately $2.21 billion, which may limit its ability to compete with larger institutions.
  • The stock has a trailing P/E ratio of 9.44, indicating potential undervaluation but also reflecting market skepticism about future growth prospects.

Fundamentals

Market cap$2.20BEnterprise value$5.17BTrailing P/E9.38Forward P/E8.47
PEG1.85Price / book0.81Beta0.88Dividend yield3.63%
Revenue growth5.6%Earnings growth15.1%Gross margin0.0%Operating margin46.1%
Profit margin33.7%ROE8.5%ROA0.9%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationholdMean target$34.50
52w high$39.4952w low$26.31

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$206M$198M$192M$188M$186M
Op margin—————
Net income$66.1M$65.5M$64.2M$60.6M$62.0M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +4% vs prior quarter ($206M vs $198M).

Yearly (6y)

2025202420232022
Revenue$725M$722M$743M$662M
Op margin————
Net income$226M$200M$257M$236M
Gross margin————
Gross profit————
Operating income————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

WAFD · daily-5.6% over 13 sessions
Close EMA21 EMA50 EMA200
29.0529.9930.9331.8732.812026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$51M$103M$154M$206M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2