Westamerica Bancorporation
WABC
Last
$58.66
Day
-1.6%
1y
+27.8%
5y
+5.0%
52w
-6.3%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-155d
EMA 21
59.22
EMA 50
59.06
EMA 200
55.96
20d high
-2.3%
5y high
-6.7%
5y range
85th
Positions held
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Add it to see shares, cost, and P&L here.
Score
20
Hold
swing
Signal
Buy
Target
$63.21
Stop
$57.78
Stop distance
1.5%
Target vs last
+7.8%
Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
Bull case
- Westamerica Bancorporation has a strong profit margin of 43.94%, indicating effective cost management and profitability in the competitive regional banking sector.
- In the most recent quarter, revenue increased by 1% compared to the prior quarter, rising from $62 million to $63 million.
- The company has shown a positive earnings growth of 4.5% year-over-year, reflecting its ability to enhance profitability.
Bear case
- The revenue growth has declined by 2.7% year-over-year, suggesting challenges in maintaining top-line growth in a competitive environment.
- The trailing P/E ratio of 12.94 indicates that the stock may be undervalued compared to its peers, but it also reflects market skepticism about future growth.
- Westamerica's revenue decreased from $323.645 million in 2023 to $258.058 million in 2025, indicating a downward trend in overall financial performance.
Fundamentals
| Market cap | $1.38B | Enterprise value | $1.23B | Trailing P/E | 13.13 | Forward P/E | 12.72 |
| PEG | 4.62 | Price / book | 1.61 | Beta | 0.56 | Dividend yield | 3.22% |
| Revenue growth | -2.7% | Earnings growth | 4.5% | Gross margin | 0.0% | Operating margin | 60.3% |
| Profit margin | 43.9% | ROE | 12.5% | ROA | 1.9% | Debt / equity | — |
| Current ratio | — | Free cash flow | — | Analyst recommendation | hold | Mean target | $64.00 |
| 52w high | $63.61 | 52w low | $44.93 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $62.8M | $62.1M | $63.3M | $63.7M | $64.6M |
| Op margin | — | — | — | — | — |
| Net income | $27.4M | $27.4M | $27.8M | $28.3M | $29.1M |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
- Revenue +1% vs prior quarter ($63M vs $62M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $258M | $294M | $324M | $265M | — |
| Op margin | — | — | — | — | — |
| Net income | $116M | $139M | $162M | $122M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
Headline scan
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-08-03 · Westamerica Bancorp's Dividend Analysis
2026-07-23 · Westamerica Bancorporation Declares Quarterly Cash Dividend
2026-07-16 · Westamerica: Q2 Earnings Snapshot
2026-07-16 · Westamerica Bancorporation Reports Second Quarter 2026 Financial Results
2026-07-16 · Small-cap outperformance is persisting — and these 15 quality stocks pay rich dividends
Price (daily)
Full chart · RSI · MACD · patternsWABC · daily+0.9% over 13 sessions
Close EMA21 EMA50 EMA200
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin