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Voya Financial, Inc.

VOYA

Last
$94.67
Day
-2.0%
1y
+29.6%
5y
+55.3%
52w
-8.5%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0222d
EMA 21
97.88
EMA 50
98.04
EMA 200
88.21
20d high
-7.2%
5y high
-8.5%
5y range
83th
Website · 11,000 employees · United States

Positions held

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Score
-16
Hold
avoid
Signal
Strong Sell
Target
$101.17
Stop
$92.87
Stop distance
1.9%
Target vs last
+6.9%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Voya Financial operates in a competitive financial services sector, focusing on retirement and investment solutions, which are increasingly in demand as the workforce ages.
  • The company has a market cap of approximately $8.86 billion and a forward P/E ratio of 8.63, indicating potential for growth relative to earnings.
  • Despite a recent revenue decline of 5% quarter-over-quarter, Voya's free cash flow stands at over $1.43 billion, showcasing strong liquidity.
Bear case
  • The financial conglomerate faces challenges with a revenue growth rate of -4.3% and an earnings growth rate of -41.6%, indicating underlying operational issues.
  • In the most recent quarter, Voya reported a net income of $94 million, down from $182 million in the previous quarter, reflecting a significant decline.
  • The company's profit margin is relatively low at 7.45%, which may limit its ability to invest in growth opportunities.

Fundamentals

Market cap$8.76BEnterprise value$13.92BTrailing P/E16.27Forward P/E8.50
PEG—Price / book1.87Beta0.89Dividend yield1.95%
Revenue growth-4.3%Earnings growth-41.6%Gross margin55.6%Operating margin5.4%
Profit margin7.4%ROE9.6%ROA0.3%Debt / equity0.69
Current ratio5.67Free cash flow$1.43BAnalyst recommendationbuyMean target$108.50
52w high$105.6452w low$64.50

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$1.9B$2.0B$2.0B$2.1B$1.9B
Op margin—————
Net income$94.0M$182M$140M$192M$166M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue -5% vs prior quarter ($1.9B vs $2.0B).

Yearly (6y)

20252024202320222021
Revenue$8.0B$7.9B$7.2B$5.8B—
Op margin—————
Net income$654M$667M$625M$510M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

VOYA · daily-1.4% over 13 sessions
Close EMA21 EMA50 EMA200
91.3893.9796.5599.13101.722026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$519M$1.0B$1.6B$2.1B0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2