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Velocity Financial, Inc.

VEL

Last
$14.73
Day
-1.2%
1y
-17.7%
5y
+13.7%
52w
-30.3%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0526d
EMA 21
15.61
EMA 50
16.54
EMA 200
17.71
20d high
-18.7%
5y high
-30.3%
5y range
52th
Website · 364 employees · United States

Positions held

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Add it to see shares, cost, and P&L here.

Score
-6
Hold
avoid
Signal
Sell
Target
$15.76
Stop
$14.21
Stop distance
3.5%
Target vs last
+7.0%

Fundamentals

Market cap$588.67MEnterprise value$7.57BTrailing P/E5.42Forward P/E4.92
PEG—Price / book0.81Beta0.75Dividend yield0.00%
Revenue growth22.7%Earnings growth-6.9%Gross margin75.7%Operating margin52.1%
Profit margin37.9%ROE16.3%ROA1.5%Debt / equity9.72
Current ratio15.55Free cash flow—Analyst recommendationholdMean target$20.83
52w high$21.4052w low$14.18

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$78.9M$77.2M$94.1M$77.3M$78.0M
Op margin—————
Net income$25.2M$22.4M$34.8M$25.4M$26.0M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +2% vs prior quarter ($79M vs $77M).

Yearly (6y)

20252024202320222021
Revenue$312M$212M$156M$91.2M—
Op margin—————
Net income$105M$68.4M$52.3M$32.2M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

VEL · daily-8.4% over 13 sessions
Close EMA21 EMA50 EMA200
14.0714.6815.2915.9016.512026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$24M$47M$71M$94M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2