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UWM Holdings Corporation

UWMC

Last
$1.08
Day
-0.9%
1y
-79.4%
5y
-83.8%
52w
-82.3%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0526d
EMA 21
1.24
EMA 50
1.45
EMA 200
2.77
20d high
-21.3%
5y high
-88.8%
5y range
2th
Website · 9,100 employees · United States

Positions held

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Add it to see shares, cost, and P&L here.

Score
-30
Hold
avoid
Signal
Strong Sell
Target
$1.25
Stop
$0.96
Stop distance
11.1%
Target vs last
+15.7%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • UWM Holdings Corporation operates in the mortgage finance industry, which has potential for growth as housing demand rebounds post-pandemic.
  • The company has a market capitalization of approximately $1.93 billion, indicating a substantial presence in the financial services sector.
  • Despite recent challenges, UWM's revenue for 2025 is projected at $1.55 billion, showing a recovery trend compared to $1.42 billion in 2024.
Bear case
  • The mortgage finance industry is highly competitive, and UWM faces significant pressure from larger players with more resources.
  • UWM reported a revenue decline of 122% in the most recent quarter, with a loss of $112 million compared to $505 million in the prior quarter.
  • The company's profit margin is currently at -1.27%, reflecting ongoing financial difficulties and operational inefficiencies.

Fundamentals

Market cap$1.75BEnterprise value$16.58BTrailing P/E—Forward P/E3.21
PEG—Price / book2.79Beta1.87Dividend yield0.00%
Revenue growth-70.6%Earnings growth—Gross margin100.0%Operating margin-111.0%
Profit margin-1.3%ROE-7.7%ROA1.8%Debt / equity16.13
Current ratio1.78Free cash flow-$207.53MAnalyst recommendationbuyMean target$2.05
52w high$6.1552w low$0.93

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue-$112M$505M$522M$339M$651M—
Op margin——————
Net income-$80.6M$25.3M$19.4M-$1.3M$22.9M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue -122% vs prior quarter (-$112M vs $505M).

Yearly (6y)

20252024202320222021
Revenue$1.6B$1.4B$794M$1.8B—
Op margin—————
Net income$27.4M$14.4M-$13.2M$41.7M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

UWMC · daily-13.5% over 13 sessions
Close EMA21 EMA50 EMA200
1.081.141.211.281.342026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$81M$102M$285M$468M$651M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2