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Univest Financial Corporation

UVSP

Last
$40.90
Day
-0.9%
1y
+39.6%
5y
+47.5%
52w
-9.2%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2817d
EMA 21
41.66
EMA 50
41.99
EMA 200
39.12
20d high
-4.7%
5y high
-9.2%
5y range
86th
Website · United States

Positions held

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Score
-21
Hold
avoid
Signal
Strong Sell
Target
$42.56
Stop
$40.17
Stop distance
1.8%
Target vs last
+4.1%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Univest Financial Corporation operates in the regional banking sector, which is experiencing a favorable industry cycle as interest rates rise, potentially increasing net interest margins for banks.
  • The company's revenue growth stands at 8.4% year-over-year, indicating a positive trend in its financial performance.
  • Univest's earnings growth is impressive at 18.8%, showcasing its ability to enhance profitability.
Bear case
  • Despite the growth, Univest has a 'Strong Sell' signal with a score of -28.00, indicating significant bearish sentiment among analysts.
  • In the latest quarter, revenue decreased by 4% compared to the prior quarter, dropping from $87 million to $84 million.
  • The company's stock has a trailing P/E ratio of 11.96, which may suggest overvaluation in the current market context.

Fundamentals

Market cap$1.14BEnterprise value$1.21BTrailing P/E11.92Forward P/E10.42
PEG1.30Price / book1.19Beta0.66Dividend yield2.23%
Revenue growth8.4%Earnings growth18.8%Gross margin0.0%Operating margin36.3%
Profit margin29.8%ROE10.5%ROA1.2%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationholdMean target$45.50
52w high$45.4652w low$28.04

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$84.4M$87.5M$84.6M$83.2M$81.0M
Op margin—————
Net income$23.0M$27.1M$22.7M$25.6M$20.0M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue -4% vs prior quarter ($84M vs $87M).

Yearly (6y)

20252024202320222021
Revenue$328M$299M$297M$296M—
Op margin—————
Net income$90.8M$75.9M$71.1M$78.1M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

UVSP · daily-1.4% over 13 sessions
Close EMA21 EMA50 EMA200
40.0140.6641.3141.9742.622026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$22M$44M$66M$87M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2