UNIVERSAL INSURANCE HOLDINGS IN
UVE
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- UVE operates in a competitive insurance market with a strong focus on property and casualty, positioning itself well to capitalize on industry growth.
- In the most recent quarter, UVE reported a revenue increase of 9% compared to the prior quarter, reaching $427 million.
- The company's earnings growth stands at an impressive 68.6%, highlighting its ability to enhance profitability.
- Despite its growth, UVE has a high debt-to-equity ratio of 15.358, which may pose risks in a rising interest rate environment.
- The current ratio of 0.571 indicates potential liquidity issues, suggesting that UVE may struggle to meet short-term obligations.
- UVE's trailing P/E ratio of 5.725, while low, could indicate market skepticism about its future earnings potential.
Fundamentals
| Market cap | $1.31B | Enterprise value | $872.88M | Trailing P/E | 6.18 | Forward P/E | 10.44 |
| PEG | — | Price / book | 2.05 | Beta | 0.70 | Dividend yield | 1.36% |
| Revenue growth | 6.7% | Earnings growth | 68.6% | Gross margin | 25.9% | Operating margin | 19.1% |
| Profit margin | 13.5% | ROE | 40.2% | ROA | 5.7% | Debt / equity | 0.15 |
| Current ratio | 0.57 | Free cash flow | $313.72M | Analyst recommendation | hold | Mean target | $45.00 |
| 52w high | $47.36 | 52w low | $27.89 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|---|
| Revenue | $427M | $394M | $408M | $401M | $400M | — |
| Op margin | — | — | — | — | — | — |
| Net income | $59.2M | $54.3M | $66.6M | $39.8M | $35.1M | — |
| Gross margin | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
- Revenue +9% vs prior quarter ($427M vs $394M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Revenue | $1.6B | $1.5B | $1.4B | $1.2B |
| Op margin | — | — | — | — |
| Net income | $183M | $58.9M | $66.8M | -$22.3M |
| Gross margin | — | — | — | — |
| Gross profit | — | — | — | — |
| Operating income | — | — | — | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-08 · Universal Announces Third Quarter 2026 Earnings Dates
2026-09-27 · Why Is Universal Insurance Holdings (UVE) Getting Attention Now?
2026-09-25 · UVE Near 52-Week High: Time to Buy, Sell or Hold the Stock?
2026-09-25 · The Zacks Analyst Blog Highlights Travelers, Universal Insurance, American Integrity Insurance and United Fire
2026-09-24 · Global Commercial Pricing Soft: 4 P&C Insurers to Protect Portfolio
2026-09-24 · Are Investors Undervaluing Universal Insurance Holdings (UVE) Right Now?
2026-09-14 · United Fire Group, Inc (UFCS) Hit a 52 Week High, Can the Run Continue?
2026-09-11 · Universal Insurance Holdings Insider Sold Shares Worth $879,562, According to a Recent SEC Filing
2026-09-08 · Is Universal Insurance Holdings (UVE) Stock Undervalued Right Now?
2026-09-01 · UVE's Underwriting, Premium Growth and Diversification Boost Earnings
2026-08-20 · UVE Stock Gains 71.4% in a Year: Time to Add It for Better Returns?
2026-08-20 · Should Value Investors Buy Universal Insurance Holdings (UVE) Stock?
Price (daily)
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