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UnitedHealth Group Incorporated

UNH

Last
$379.50
Day
+2.3%
1y
+0.9%
5y
-4.1%
52w
-19.6%
SPY YTD
+13.3%
XLV
+8.1%
Earnings
2026-10-133d
EMA 21
377.05
EMA 50
385.64
EMA 200
374.32
20d high
-4.0%
5y high
-41.2%
5y range
34th
Website · 390,000 employees · United States

Positions held

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Add it to see shares, cost, and P&L here.

Score
-5
Hold
avoid
Signal
Sell
Target
$385.80
Stop
$358.58
Stop distance
5.5%
Target vs last
+1.7%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-07.

Bull case
  • UnitedHealth Group is well-positioned in the healthcare plans industry, benefiting from a growing demand for health services and an aging population.
  • In Q2 2026, revenue was $112.0 billion, showing a 0% increase compared to the previous quarter.
  • The company has a strong earnings growth rate of 61.5%, indicating robust profitability potential.
Bear case
  • The healthcare plans industry faces regulatory challenges that could impact profitability and operational flexibility.
  • Gross margin decreased to 20.8% in Q2 2026 from 22.7% in the prior quarter, indicating potential cost pressures.
  • The company's operating margin was only 7.1% in Q2 2026, down from 8.0% in Q1 2026, reflecting declining operational efficiency.

Fundamentals

Market cap$332.96BEnterprise value$382.32BTrailing P/E23.86Forward P/E16.41
PEG1.02Price / book3.41Beta0.62Dividend yield2.50%
Revenue growth0.4%Earnings growth61.5%Gross margin19.7%Operating margin7.1%
Profit margin3.1%ROE14.2%ROA4.9%Debt / equity0.69
Current ratio0.78Free cash flow$24.27BAnalyst recommendationbuyMean target$481.72
52w high$461.6252w low$255.97

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$112.0B$111.7B$113.2B$113.2B$111.6B
Op margin7.1%8.0%0.3%3.8%4.6%
Net income$5.5B$6.3B$10.0M$2.3B$3.4B
Gross margin20.8%22.7%16.3%18.2%17.9%
Gross profit$23.3B$25.4B$18.5B$20.6B$20.0B
Operating income$8.0B$9.0B$380M$4.3B$5.2B
  • Revenue +0% vs prior quarter ($112.0B vs $111.7B).
  • Gross margin 20.8% (was 22.7% prior quarter).

Yearly (6y)

20252024202320222021
Revenue$447.6B$400.3B$371.6B$324.2B—
Op margin4.2%8.1%8.7%8.8%—
Net income$12.1B$14.4B$22.4B$20.1B—
Gross margin18.5%22.3%24.5%24.6%—
Gross profit$82.9B$89.4B$91.0B$79.6B—
Operating income$19.0B$32.3B$32.4B$28.4B—
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

UNH · daily+7.8% over 260 sessions
Close EMA21 EMA50 EMA200
245.68302.24358.79415.35471.902025-092025-112026-012026-042026-062026-082026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$28.3B$56.6B$84.9B$113.2B0%11%23%2025-Q22025-Q32025-Q42026-Q12026-Q2

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