UMB Financial Corporation
UMBF
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- UMB Financial Corporation operates in a competitive regional banking sector, focusing on growth through strategic revenue increases and strong profit margins.
- Revenue increased by 6% from the previous quarter, reaching $723 million.
- Net income for Q2 2026 was $277.57 million, up from $261.44 million in Q1 2026.
- The company's current score indicates a 'Strong Sell' signal, reflecting bearish market sentiment and potential challenges ahead.
- The stock has a trailing P/E ratio of 10.82, which is relatively low compared to industry averages, suggesting potential undervaluation.
- The stock's score is -21.00, indicating a significant downward trend with multiple bearish indicators.
Fundamentals
| Market cap | $9.90B | Enterprise value | $11.80B | Trailing P/E | 10.85 | Forward P/E | 9.37 |
| PEG | 2.54 | Price / book | 1.34 | Beta | 0.83 | Dividend yield | 1.53% |
| Revenue growth | 12.2% | Earnings growth | 26.2% | Gross margin | 0.0% | Operating margin | 51.1% |
| Profit margin | 33.5% | ROE | 12.3% | ROA | 1.3% | Debt / equity | — |
| Current ratio | — | Free cash flow | — | Analyst recommendation | buy | Mean target | $164.13 |
| 52w high | $153.32 | 52w low | $103.38 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $723M | $685M | $665M | $622M | $633M |
| Op margin | — | — | — | — | — |
| Net income | $278M | $261M | $215M | $188M | $217M |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
- Revenue +6% vs prior quarter ($723M vs $685M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $2.4B | $1.5B | $1.3B | $1.4B | — |
| Op margin | — | — | — | — | — |
| Net income | $702M | $441M | $350M | $432M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-08 · Should Value Investors Buy UMB Financial (UMBF) Stock?
2026-10-08 · Down 9.2% in 4 Weeks, Here's Why UMB (UMBF) Looks Ripe for a Turnaround
2026-10-07 · UMB Announces Conference Call to Discuss Third Quarter 2026 Results
2026-10-02 · 2 Russell 2000 Stocks with Solid Fundamentals and 1 We Find Risky
2026-10-02 · Can Commerce Bancshares Balance Capital Returns With Growth?
2026-09-28 · 2 Reasons to Like UMBF (and 1 Not So Much)
2026-09-28 · UMBF Stock Gains 14.7% in a Year: Is It Worth Buying Now?
2026-09-25 · 2 Mid-Cap Stocks on Our Watchlist and 1 We Find Risky
2026-09-23 · UMB Financial (UMBF) Stock Looks Cheap Following Its 127% Three Year Run
2026-09-22 · Are Investors Undervaluing UMB Financial (UMBF) Right Now?
2026-09-22 · UMB (UMBF) Loses 7.3% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner
2026-09-17 · UMB (UMBF) Loses 8.2% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner
Price (daily)
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