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United Fire Group, Inc

UFCS

Last
$55.14
Day
-2.2%
1y
+83.3%
5y
+145.5%
52w
-0.6%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0323d
EMA 21
54.54
EMA 50
53.63
EMA 200
46.43
20d high
-0.1%
5y high
-0.6%
5y range
99th
Website · 846 employees · United States

Positions held

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Score
56
Hold
swing
Signal
Strong Buy
Target
$61.88
Stop
$53.66
Stop distance
2.7%
Target vs last
+12.2%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • United Fire Group, Inc. operates in a competitive insurance market, leveraging its strong financials to capture market share.
  • Revenue increased by 4% compared to the prior quarter, reaching $384 million.
  • The company has a strong buy signal with a score of 56.00, indicating positive momentum.
Bear case
  • Despite growth, United Fire Group's current ratio of 0.356 raises concerns about short-term liquidity.
  • The company reported a net income of -29.7 million in 2023, highlighting potential profitability issues.
  • With a trailing PE of 10.18, the stock may be undervalued, but the high debt-to-equity ratio of 14.974 poses risks.

Fundamentals

Market cap$1.45BEnterprise value$1.46BTrailing P/E10.46Forward P/E11.65
PEG1.41Price / book1.48Beta0.47Dividend yield1.42%
Revenue growth14.4%Earnings growth48.3%Gross margin12.9%Operating margin11.8%
Profit margin9.6%ROE15.5%ROA3.1%Debt / equity0.15
Current ratio0.36Free cash flow$255.64MAnalyst recommendationnoneMean target$58.50
52w high$56.7452w low$29.85

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$384M$369M$366M$354M$337M
Op margin—————
Net income$33.4M$30.1M$38.4M$39.2M$22.9M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +4% vs prior quarter ($384M vs $369M).

Yearly (6y)

20252024202320222021
Revenue$1.4B$1.3B$1.1B$988M—
Op margin—————
Net income$118M$62.0M-$29.7M$15.0M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

UFCS · daily+5.1% over 13 sessions
Close EMA21 EMA50 EMA200
50.5352.0953.6455.2056.762026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$96M$192M$288M$384M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2