United Community Banks, Inc.
UCB
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- United Community Banks, Inc. operates in a competitive regional banking sector, focusing on customer service and community engagement to differentiate itself from larger banks.
- In Q2 2026, UCB reported a revenue of $272.62 million, showing a 1% increase from the previous quarter.
- The company has a trailing P/E ratio of 11.02, indicating potential undervaluation compared to industry peers.
- The current market sentiment is negative, with a strong sell signal indicating potential challenges ahead for UCB.
- The score for UCB is -21.00, reflecting a bearish trend with multiple technical indicators suggesting downward momentum.
- In 2025, UCB's net income was $328.095 million, but the recent quarterly performance shows fluctuations that may raise concerns among investors.
Fundamentals
| Market cap | $4.02B | Enterprise value | $4.71B | Trailing P/E | 10.97 | Forward P/E | 10.01 |
| PEG | 1.67 | Price / book | 1.07 | Beta | 0.90 | Dividend yield | 3.10% |
| Revenue growth | 24.4% | Earnings growth | 50.8% | Gross margin | 0.0% | Operating margin | 50.9% |
| Profit margin | 34.1% | ROE | 10.3% | ROA | 1.3% | Debt / equity | — |
| Current ratio | — | Free cash flow | — | Analyst recommendation | buy | Mean target | $40.17 |
| 52w high | $37.18 | 52w low | $28.65 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|---|
| Revenue | $273M | $270M | $273M | $271M | $254M | — |
| Op margin | — | — | — | — | — | — |
| Net income | $116M | $84.3M | $86.5M | $91.5M | $78.7M | — |
| Gross margin | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
- Revenue +1% vs prior quarter ($273M vs $270M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $1.0B | $930M | $872M | $868M | — |
| Op margin | — | — | — | — | — |
| Net income | $328M | $252M | $188M | $277M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-01 · Why United Community Banks (UCB) is a Great Dividend Stock Right Now
2026-09-30 · United Community Banks, Inc. Announces Date for Third Quarter 2026 Earnings Release and Conference Call
2026-09-30 · Q2 Earnings Highs And Lows: United Community Banks (NYSE:UCB) Vs The Rest Of The Regional Banks Stocks
2026-09-29 · United Community Bank Foundation nears $3 million in community giving, marks milestone anniversary
2026-09-28 · 3 Russell 2000 Stocks We Steer Clear Of
2026-09-25 · 1 Safe-and-Steady Stock with Exciting Potential and 2 That Underwhelm
2026-09-15 · Why United Community Banks (UCB) is a Top Dividend Stock for Your Portfolio
2026-09-08 · United Community Banks Repositions $2.6 Billion Securities Portfolio After Navitas Sale
2026-09-02 · 3 Stocks Under $50 We Think Twice About
Price (daily)
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