United Bankshares, Inc.
UBSI
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- United Bankshares operates in a stable regional banking sector, benefiting from a strong local presence and customer loyalty.
- Revenue increased by 2% compared to the prior quarter, reaching $323 million.
- Net income for Q2 2026 was $131.377 million, showing consistent profitability.
- The stock has a 'Strong Sell' signal with a score of -28.00, indicating significant bearish sentiment.
- The trailing P/E ratio is 12.55, which may suggest overvaluation compared to industry peers.
- The stock's performance has been declining, with a relative strength index (RSI) of 45 or lower, indicating potential weakness.
Fundamentals
| Market cap | $6.22B | Enterprise value | $4.93B | Trailing P/E | 12.45 | Forward P/E | 11.82 |
| PEG | 1.95 | Price / book | 1.13 | Beta | 0.74 | Dividend yield | 3.33% |
| Revenue growth | 6.2% | Earnings growth | 12.2% | Gross margin | 0.0% | Operating margin | 53.1% |
| Profit margin | 41.2% | ROE | 9.5% | ROA | 1.5% | Debt / equity | — |
| Current ratio | — | Free cash flow | — | Analyst recommendation | hold | Mean target | $50.33 |
| 52w high | $49.62 | 52w low | $34.10 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|---|
| Revenue | $323M | $316M | $318M | $323M | $305M | — |
| Op margin | — | — | — | — | — | — |
| Net income | $131M | $124M | $129M | $131M | $121M | — |
| Gross margin | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
- Revenue +2% vs prior quarter ($323M vs $316M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $1.2B | $1.0B | $1.0B | $1.0B | — |
| Op margin | — | — | — | — | — |
| Net income | $465M | $373M | $366M | $380M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-08 · United Bankshares Expanding Into Florida With Planned Palm Beach Office
2026-10-08 · United Bankshares, Inc. Announces Florida Expansion
2026-10-05 · 3 Stocks Under $50 with Warning Signs
2026-10-02 · This is Why United Bankshares (UBSI) is a Great Dividend Stock
2026-09-21 · Q2 Earnings Highlights: United Bankshares (NASDAQ:UBSI) Vs The Rest Of The Regional Banks Stocks
2026-09-16 · United Bankshares (UBSI) Could Be a Great Choice
2026-09-15 · Is United Bankshares’ (UBSI) GovCon Push a Niche Bet or a Strategic Growth Platform?
2026-09-15 · United Bank Hires Phil Poliquin to Lead Government Contracting Business
2026-09-11 · United Bankshares Inc's Dividend Analysis
2026-09-10 · United Bankshares Director Sells 3,200 Shares for $148,544
2026-09-04 · 3 Bank Stocks We Approach with Caution
2026-08-31 · Are You Looking for a High-Growth Dividend Stock?
Price (daily)
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