United Bancorp, Inc.
UBCP
Last
$14.66
Day
+0.9%
1y
+3.7%
5y
+0.0%
52w
-16.4%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0525d
EMA 21
14.87
EMA 50
15.23
EMA 200
15.13
20d high
-9.4%
5y high
-30.4%
5y range
43th
Positions held
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Add it to see shares, cost, and P&L here.
Score
-16
Hold
avoid
Signal
Strong Sell
Target
$15.51
Stop
$13.65
Stop distance
6.9%
Target vs last
+5.8%
Fundamentals
| Market cap | $83.17M | Enterprise value | $148.46M | Trailing P/E | 10.51 | Forward P/E | 8.95 |
| PEG | — | Price / book | 1.15 | Beta | 0.33 | Dividend yield | 5.45% |
| Revenue growth | 9.2% | Earnings growth | 9.1% | Gross margin | 0.0% | Operating margin | 25.4% |
| Profit margin | 24.2% | ROE | 12.1% | ROA | 0.9% | Debt / equity | — |
| Current ratio | — | Free cash flow | — | Analyst recommendation | none | Mean target | $20.00 |
| 52w high | $17.34 | 52w low | $12.55 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $8.6M | $7.9M | $8.9M | $8.1M | $8.0M |
| Op margin | — | — | — | — | — |
| Net income | $2.1M | $1.9M | $2.0M | $1.9M | $1.9M |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
- Revenue +9% vs prior quarter ($8.6M vs $7.9M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $32.5M | $29.3M | $29.9M | $28.5M | — |
| Op margin | — | — | — | — | — |
| Net income | $7.8M | $7.4M | $8.9M | $8.7M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
Headline scan
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-09-01 · The Zacks Analyst Blog Highlights Microsoft, Intel, Bank of America, AMREP and United Bancorp
2026-08-31 · Top Analyst Reports for Microsoft, Intel & Bank of America
2026-08-31 · UBCP Upgraded to Outperform on Deposit Growth, Strong Margins
2026-07-29 · UBCP's Q2 Earnings Rise Y/Y on Margin Expansion, Deposit Growth
2026-07-23 · United Bancorp, Inc. Reports Increases For 2026 Second Quarter and Six-Month Earnings Performance
Price (daily)
Full chart · RSI · MACD · patternsUBCP · daily-9.3% over 13 sessions
Close EMA21 EMA50 EMA200
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin