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TWFG, Inc.

TWFG

Last
$24.76
Day
-3.0%
1y
-5.1%
5y
+15.9%
52w
-18.5%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-1131d
EMA 21
25.54
EMA 50
26.01
EMA 200
24.83
20d high
-10.4%
5y high
-30.7%
5y range
44th
Website · 400 employees · United States

Positions held

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Score
3
Hold
watch
Signal
Neutral
Target
$26.95
Stop
$24.33
Stop distance
1.7%
Target vs last
+8.8%

Fundamentals

Market cap$328.71MEnterprise value$504.30MTrailing P/E43.25Forward P/E21.62
PEG—Price / book7.08Beta0.28Dividend yield0.00%
Revenue growth45.1%Earnings growth38.1%Gross margin85.9%Operating margin20.1%
Profit margin3.0%ROE19.3%ROA9.6%Debt / equity0.03
Current ratio2.56Free cash flow-$32.68MAnalyst recommendationbuyMean target$30.71
52w high$31.3052w low$16.56

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$84.8M$70.4M$62.5M$61.7M$57.9M—
Op margin18.2%14.8%12.1%11.2%9.2%—
Net income$2.4M$1.8M$2.9M$1.7M$2.0M—
Gross margin36.0%33.3%31.3%27.8%24.6%—
Gross profit$30.5M$23.5M$19.6M$17.2M$14.2M—
Operating income$15.4M$10.4M$7.5M$6.9M$5.3M—
  • Revenue +20% vs prior quarter ($85M vs $70M).
  • Gross margin 36% (was 33.3% prior quarter).
  • Operating margin expanded to 18.2%.

Yearly (6y)

2025202420232022
Revenue$234M$194M$167M$148M
Op margin10.2%9.9%12.8%12.9%
Net income$8.0M$2.7M$0.0M$0.0M
Gross margin26.8%24.0%21.7%20.7%
Gross profit$62.8M$46.6M$36.2M$30.6M
Operating income$23.9M$19.2M$21.3M$19.1M
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

TWFG · daily+5.1% over 13 sessions
Close EMA21 EMA50 EMA200
23.5924.1824.7625.3525.932026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$21M$42M$64M$85M0%18%36%2025-Q22025-Q32025-Q42026-Q12026-Q2