TrustCo Bank Corp NY
TRST
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- TrustCo Bank Corp NY operates in a competitive regional banking sector, focusing on customer service and community engagement to differentiate itself from larger banks.
- In the most recent quarter, TrustCo reported a revenue increase of 4% compared to the prior quarter, reaching $52 million.
- The company's earnings growth stands at 24.1%, indicating strong profitability potential.
- TrustCo Bank Corp NY faces challenges with a 'Strong Sell' signal, reflecting negative market sentiment and potential operational difficulties.
- The stock has a score of -16.00, with indicators showing a bearish trend and declining relative strength compared to the market.
- Despite a revenue increase, the company's profit margin is only 33.4%, which may limit its ability to sustain growth in a competitive environment.
Fundamentals
| Market cap | $932.44M | Enterprise value | $380.54M | Trailing P/E | 15.13 | Forward P/E | 19.08 |
| PEG | 0.63 | Price / book | 1.42 | Beta | 0.66 | Dividend yield | 2.92% |
| Revenue growth | 10.7% | Earnings growth | 24.1% | Gross margin | 0.0% | Operating margin | 46.7% |
| Profit margin | 33.4% | ROE | 9.6% | ROA | 1.0% | Debt / equity | — |
| Current ratio | — | Free cash flow | — | Analyst recommendation | none | Mean target | — |
| 52w high | $59.28 | 52w low | $34.31 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $51.5M | $49.5M | $48.2M | $47.8M | $46.6M |
| Op margin | — | — | — | — | — |
| Net income | $17.0M | $16.3M | $15.6M | $16.3M | $15.0M |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
- Revenue +4% vs prior quarter ($52M vs $50M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $188M | $172M | $190M | $199M | — |
| Op margin | — | — | — | — | — |
| Net income | $61.1M | $48.8M | $58.6M | $75.2M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-09-16 · TrustCo Announces Addition of Patricia Fusco and Bryan L. Guentner to Board of Directors
2026-07-22 · Trustco Bank Corp N Y (TRST) Q2 2026 Earnings Call Highlights: Strong Net Income Growth Amid ...
2026-07-22 · TrustCo Bank Corp NY Q2 Earnings Call Highlights
2026-07-22 · TrustCo Bank Corp NY Q2 2026 Earnings Call Summary
2026-07-21 · TrustCo Bank Q2 Earnings, Revenue Rise
2026-07-21 · TrustCo: Q2 Earnings Snapshot
2026-07-21 · TrustCo Reports 12.8% Increase in Net Income for the Second Quarter of 2026 to $17 Million
Price (daily)
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