Upgrade

Toast, Inc.

TOST

Last
$31.31
Day
+2.6%
1y
-17.2%
5y
-41.4%
52w
-23.1%
SPY YTD
+13.3%
XLK
+37.1%
Earnings
2026-11-0323d
EMA 21
30.76
EMA 50
31.30
EMA 200
31.13
20d high
-9.5%
5y high
-56.3%
5y range
32th
Website · 6,500 employees · United States

Positions held

Your positions

TOST isn't in your positions.

Add it to see shares, cost, and P&L here.

Score
-2
Hold
watch
Signal
Neutral
Target
$32.28
Stop
$29.07
Stop distance
7.2%
Target vs last
+3.1%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Toast, Inc. is well-positioned in the software infrastructure industry, focusing on providing comprehensive solutions for the restaurant sector, which is experiencing a digital transformation.
  • Revenue increased by 17% compared to the prior quarter, reaching $1.9 billion.
  • Operating margin expanded to 8%, indicating improved efficiency in operations.
Bear case
  • Despite growth, Toast has a trailing P/E ratio of 38.29, suggesting that the stock may be overvalued compared to its earnings potential.
  • The company reported a net income of only $154 million in the latest quarter, which may raise concerns about profitability sustainability.
  • Toast's gross margin decreased slightly to 27% from 27.4% in the prior quarter, indicating potential challenges in maintaining cost efficiency.

Fundamentals

Market cap$17.65BEnterprise value$15.93BTrailing P/E38.65Forward P/E17.59
PEG0.23Price / book8.61Beta1.74Dividend yield0.00%
Revenue growth23.1%Earnings growth100.0%Gross margin26.6%Operating margin7.4%
Profit margin7.1%ROE25.2%ROA9.0%Debt / equity—
Current ratio2.40Free cash flow$474.25MAnalyst recommendationbuyMean target$38.92
52w high$39.7352w low$22.26

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$1.9B$1.6B$1.6B$1.6B$1.6B—
Op margin8.0%6.7%5.5%5.1%5.2%—
Net income$154M$126M$101M$105M$80.0M—
Gross margin27.0%27.4%25.9%26.5%25.3%—
Gross profit$516M$447M$423M$432M$392M—
Operating income$152M$110M$89.0M$84.0M$81.0M—
  • Revenue +17% vs prior quarter ($1.9B vs $1.6B).
  • Gross margin 27% (was 27.4% prior quarter).
  • Operating margin expanded to 8%.

Yearly (6y)

20252024202320222021
Revenue$6.2B$5.0B$3.9B$2.7B—
Op margin4.9%1.3%-7.4%-14.1%—
Net income$342M$19.0M-$246M-$275M—
Gross margin25.9%24.0%21.6%18.7%—
Gross profit$1.6B$1.2B$834M$511M—
Operating income$304M$62.0M-$287M-$384M—
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

TOST · daily+3.0% over 13 sessions
Close EMA21 EMA50 EMA200
28.5729.2329.8930.5531.212026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$477M$954M$1.4B$1.9B0%14%27%2025-Q22025-Q32025-Q42026-Q12026-Q2