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TOP Financial Group Limited

TOP

Last
$14.92
Day
-4.7%
1y
+129.5%
5y
-81.6%
52w
-10.1%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-1637d
EMA 21
15.15
EMA 50
13.93
EMA 200
9.53
20d high
-3.3%
5y high
-98.8%
5y range
1th
Website · 30 employees · Singapore

Positions held

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Score
35
Hold
swing
Signal
Strong Buy
Target
$17.98
Stop
$14.50
Stop distance
2.8%
Target vs last
+20.5%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • TOP Financial Group Limited operates in the capital markets sector, which is poised for growth as global economic conditions improve and investor confidence returns.
  • The company's quarterly revenue decreased by 30% compared to the prior quarter, indicating potential volatility in the short term.
  • Despite the revenue drop, the gross margin improved to 30.9%, up from 29.6% in the previous quarter.
Bear case
  • The financial services industry is highly competitive, and TOP faces challenges with a negative profit margin of -30.67%, which may deter investors.
  • The operating margin for the latest quarter was compressed to -35.9%, reflecting ongoing operational difficulties.
  • For the year 2026, the company is projected to have a negative net income of -1.17 million, highlighting significant financial struggles.

Fundamentals

Market cap$1.94BEnterprise value$1.93BTrailing P/E—Forward P/E—
PEG—Price / book3.72Beta-0.93Dividend yield0.00%
Revenue growth-19.3%Earnings growth—Gross margin63.6%Operating margin-35.9%
Profit margin-30.7%ROE-3.8%ROA-1.2%Debt / equity0.06
Current ratio2.71Free cash flow—Analyst recommendationnoneMean target—
52w high$17.4252w low$3.06

Quarterly

2026-Q22025-Q32025-Q2
Revenue$1.1M$1.5M$1.3M
Op margin-35.9%6.8%6.4%
Net income-$0.1M$0.1M$0.1M
Gross margin30.9%29.6%34.3%
Gross profit$0.3M$0.5M$0.5M
Operating income-$0.4M$0.1M$0.1M
  • Revenue -30% vs prior quarter ($1.1M vs $1.5M).
  • Gross margin 30.9% (was 29.6% prior quarter).
  • Operating margin compressed to -35.9%.

Yearly (6y)

20262025202420232022
Revenue$4.7M$3.3M$8.0M$9.7M—
Op margin-14.3%-167.2%12.3%35.4%—
Net income-$1.2M-$6.0M$1.1M$3.4M—
Gross margin21.5%7.4%54.1%60.5%—
Gross profit$1.0M$0.2M$4.4M$5.9M—
Operating income-$0.7M-$5.6M$1.0M$3.4M—
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

TOP · daily+1.7% over 13 sessions
Close EMA21 EMA50 EMA200
14.4714.9215.3715.8216.272026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$0M$0M$1M$1M$2M-36%-1%34%2025-Q22025-Q32026-Q2