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Hanover Insurance Group Inc

THG

Last
$219.33
Day
-1.2%
1y
+23.6%
5y
+70.2%
52w
-6.0%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2818d
EMA 21
221.09
EMA 50
220.75
EMA 200
202.28
20d high
-5.4%
5y high
-6.0%
5y range
89th
Website · 4,900 employees · United States

Positions held

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Score
32
Hold
swing
Signal
Strong Buy
Target
$235.31
Stop
$215.24
Stop distance
1.9%
Target vs last
+7.3%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • The Hanover Insurance Group is positioned well in the property and casualty insurance market, benefiting from a stable demand for insurance products.
  • The company's earnings growth has been impressive, with a 24.9% increase year-over-year.
  • Hanover's market capitalization stands at approximately $7.66 billion, indicating a strong presence in the financial services sector.
Bear case
  • The insurance industry faces regulatory challenges that could impact profitability and operational flexibility.
  • The current ratio of 0.36 suggests potential liquidity issues, which could affect the company's ability to meet short-term obligations.
  • Despite a revenue growth of 4.3%, the net income for 2023 was only $35.3 million, highlighting profitability concerns.

Fundamentals

Market cap$7.73BEnterprise value$8.31BTrailing P/E10.62Forward P/E11.32
PEG0.34Price / book2.11Beta0.25Dividend yield1.71%
Revenue growth4.3%Earnings growth24.9%Gross margin25.2%Operating margin14.8%
Profit margin11.2%ROE21.9%ROA3.9%Debt / equity0.23
Current ratio0.36Free cash flow$1.08BAnalyst recommendationholdMean target$237.00
52w high$236.0752w low$166.54

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$1.7B$1.7B$1.7B$1.7B$1.7B
Op margin—————
Net income$192M$187M$199M$179M$157M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +2% vs prior quarter ($1.7B vs $1.7B).

Yearly (6y)

20252024202320222021
Revenue$6.6B$6.2B$6.0B$5.4B—
Op margin—————
Net income$663M$426M$35.3M$116M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

THG · daily+1.6% over 13 sessions
Close EMA21 EMA50 EMA200
213.11215.96218.80221.65224.502026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$431M$861M$1.3B$1.7B0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2