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TFS Financial Corporation

TFSL

Last
$16.07
Day
-0.7%
1y
+22.0%
5y
-17.4%
52w
-16.9%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2918d
EMA 21
16.64
EMA 50
16.95
EMA 200
16.02
20d high
-6.2%
5y high
-21.0%
5y range
55th
Website · 958 employees · United States

Positions held

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Score
-16
Hold
avoid
Signal
Strong Sell
Target
$16.78
Stop
$15.70
Stop distance
2.3%
Target vs last
+4.4%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • TFS Financial Corporation operates in a competitive regional banking sector, focusing on customer service and community engagement to differentiate itself from larger banks.
  • In Q2 2026, TFS Financial reported a revenue increase of 5% compared to the previous quarter, reaching $89 million.
  • The company has shown a significant earnings growth of 42.5% year-over-year.
Bear case
  • The financial services industry is facing regulatory pressures that could impact profitability and operational flexibility for regional banks like TFS Financial.
  • The trailing P/E ratio stands at 46.03, indicating that the stock may be overvalued compared to its earnings potential.
  • TFS Financial's stock has a neutral score of -3.00, reflecting mixed market signals and a declining relative strength against the benchmark.

Fundamentals

Market cap$4.54BEnterprise value$9.79BTrailing P/E44.97Forward P/E41.51
PEG72.62Price / book2.31Beta0.73Dividend yield7.85%
Revenue growth15.2%Earnings growth42.5%Gross margin0.0%Operating margin45.4%
Profit margin29.4%ROE5.3%ROA0.6%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationholdMean target$18.25
52w high$19.4952w low$12.54

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$89.3M$85.2M$83.7M$85.5M$82.0M
Op margin—————
Net income$30.5M$23.2M$22.3M$26.0M$21.5M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +5% vs prior quarter ($89M vs $85M).

Yearly (6y)

2025202420232022
Revenue$321M$303M$305M$291M
Op margin————
Net income$91.0M$79.6M$75.3M$74.6M
Gross margin————
Gross profit————
Operating income————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

TFSL · daily-3.1% over 13 sessions
Close EMA21 EMA50 EMA200
15.8716.1616.4616.7617.052026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$22M$45M$67M$89M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2