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Truist Financial Corporation

TFC

Last
$46.11
Day
-0.2%
1y
+4.4%
5y
-23.1%
52w
-17.8%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-166d
EMA 21
47.41
EMA 50
48.85
EMA 200
48.92
20d high
-10.0%
5y high
-33.0%
5y range
48th
Website · 37,849 employees · United States

Positions held

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Score
-29
Hold
avoid
Signal
Strong Sell
Target
$47.84
Stop
$44.80
Stop distance
2.8%
Target vs last
+3.8%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-07.

Bull case
  • Truist Financial Corporation is positioned well in the regional banking sector, benefiting from a strong market capitalization of over $56 billion, which provides stability and growth potential.
  • The company has shown a significant earnings growth of 36.7% year-over-year, indicating strong operational performance and profitability.
  • Truist's forward P/E ratio stands at 9.27, suggesting that the stock may be undervalued compared to its earnings growth prospects.
Bear case
  • The current market sentiment is negative, with a 'Strong Sell' signal and a score of -21.00, indicating bearish trends in the stock's performance.
  • Truist's revenue has decreased by 2% compared to the prior quarter, remaining flat at $5.2 billion, which raises concerns about its growth trajectory.
  • The company reported a net income loss of $1.1 billion in 2023, highlighting significant challenges in maintaining profitability.

Fundamentals

Market cap$56.41BEnterprise value$84.66BTrailing P/E10.62Forward P/E9.25
PEG1.03Price / book0.96Beta0.91Dividend yield4.50%
Revenue growth8.2%Earnings growth36.7%Gross margin0.0%Operating margin39.8%
Profit margin30.7%ROE9.1%ROA1.1%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationholdMean target$54.03
52w high$56.2052w low$40.78

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue—$5.2B$5.2B$5.2B$5.0B$4.9B
Op margin——————
Net income—$1.5B$1.4B$1.5B$1.2B$1.3B
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue -2% vs prior quarter ($5.2B vs $5.2B).

Yearly (6y)

20252024202320222021
Revenue$20.3B$13.3B$20.0B$20.0B—
Op margin—————
Net income$5.3B$4.8B-$1.1B$6.3B—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

TFC · daily+0.3% over 260 sessions
Close EMA21 EMA50 EMA200
40.0144.2548.4952.7356.972025-092025-112026-012026-042026-062026-082026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$1.3B$2.6B$3.9B$5.2B0%5%10%2025-Q12025-Q22025-Q32025-Q42026-Q1