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Texas Capital Bancshares, Inc.

TCBI

Last
$90.34
Day
-2.2%
1y
+7.1%
5y
+50.2%
52w
-15.2%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2817d
EMA 21
94.44
EMA 50
96.55
EMA 200
96.37
20d high
-7.5%
5y high
-15.2%
5y range
75th
Website · 1,785 employees · United States

Positions held

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Score
-21
Hold
avoid
Signal
Strong Sell
Target
$95.71
Stop
$89.63
Stop distance
0.8%
Target vs last
+5.9%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Texas Capital Bancshares has a strong profit margin of 28.7%, indicating effective cost management and operational efficiency.
  • The company reported a revenue increase of 4% in the latest quarter, reaching $335 million compared to $324 million in the prior quarter.
  • Earnings growth stands at 15.8%, showcasing the company's ability to enhance profitability.
Bear case
  • The stock has a 'Strong Sell' signal with a score of -21.00, indicating significant bearish sentiment among analysts.
  • The company's revenue growth for the year 2025 is projected at $1.26 billion, which is lower than the previous year's growth of $1.08 billion.
  • Texas Capital Bancshares has a trailing P/E ratio of 12.09, which may suggest it is undervalued compared to industry peers, but the overall market sentiment remains negative.

Fundamentals

Market cap$3.94BEnterprise value$1.53BTrailing P/E11.78Forward P/E11.00
PEG1.47Price / book1.18Beta0.63Dividend yield0.88%
Revenue growth8.6%Earnings growth15.8%Gross margin0.0%Operating margin36.7%
Profit margin28.7%ROE10.2%ROA1.1%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationholdMean target$105.62
52w high$108.9252w low$75.41

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$335M$324M$327M$340M$307M
Op margin—————
Net income$84.9M$73.8M$101M$105M$77.3M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +4% vs prior quarter ($335M vs $324M).

Yearly (6y)

20252024202320222021
Revenue$1.3B$932M$1.1B$977M—
Op margin—————
Net income$330M$77.5M$189M$332M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

TCBI · daily-2.2% over 13 sessions
Close EMA21 EMA50 EMA200
88.2690.3592.4494.5396.632026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$85M$170M$255M$340M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2