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1st Source Corporation

SRCE

Last
$83.90
Day
-1.3%
1y
+41.5%
5y
+76.6%
52w
-7.1%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2211d
EMA 21
85.65
EMA 50
85.36
EMA 200
77.77
20d high
-3.5%
5y high
-7.1%
5y range
88th
Website · 1,190 employees · United States

Positions held

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Score
3
Hold
watch
Signal
Neutral
Target
$89.87
Stop
$82.58
Stop distance
1.6%
Target vs last
+7.1%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • 1st Source Corporation operates in a competitive regional banking sector, focusing on personalized customer service and community engagement, which can enhance customer loyalty and retention.
  • Revenue increased by 4% compared to the prior quarter, reaching $118 million.
  • The company has shown a strong earnings growth of 29.3%, indicating robust financial health.
Bear case
  • The regional banking industry faces regulatory pressures that could impact profitability and operational flexibility.
  • The trailing P/E ratio of 12.32 suggests the stock may not be undervalued compared to its peers.
  • The stock has a beta of 0.565, indicating lower volatility, but also potentially lower returns in a bullish market.

Fundamentals

Market cap$2.05BEnterprise value$2.26BTrailing P/E12.21Forward P/E11.49
PEG1.37Price / book1.56Beta0.57Dividend yield1.98%
Revenue growth16.0%Earnings growth29.3%Gross margin0.0%Operating margin54.1%
Profit margin38.6%ROE13.1%ROA1.9%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationholdMean target$89.67
52w high$91.4652w low$56.89

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$118M$113M$111M$111M$108M
Op margin—————
Net income$47.5M$40.0M$41.1M$42.3M$37.3M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +4% vs prior quarter ($118M vs $113M).

Yearly (6y)

20252024202320222021
Revenue$434M$387M$369M$355M—
Op margin—————
Net income$158M$133M$125M$121M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

SRCE · daily-0.4% over 13 sessions
Close EMA21 EMA50 EMA200
82.7583.9985.2286.4687.702026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$30M$59M$89M$118M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2