SoFi Technologies, Inc.
SOFI
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- SoFi Technologies is well-positioned in the growing credit services industry, leveraging technology to enhance customer experience and streamline financial services.
- Revenue increased by 11% compared to the prior quarter, reaching $1.2 billion.
- The company has shown a revenue growth of 42.6% year-over-year.
- The stock has a 'Strong Sell' signal, indicating significant bearish sentiment in the market.
- SoFi's net income for 2023 was -$300.742 million, highlighting ongoing profitability challenges.
- The current score is -24.00, with technical indicators suggesting a downward trend.
Fundamentals
| Market cap | $20.16B | Enterprise value | $20.21B | Trailing P/E | 31.86 | Forward P/E | 18.93 |
| PEG | 0.55 | Price / book | 1.82 | Beta | 2.33 | Dividend yield | 0.00% |
| Revenue growth | 42.6% | Earnings growth | 40.4% | Gross margin | 83.7% | Operating margin | 17.0% |
| Profit margin | 14.9% | ROE | 7.1% | ROA | 1.2% | Debt / equity | 0.31 |
| Current ratio | 1.11 | Free cash flow | — | Analyst recommendation | hold | Mean target | $20.33 |
| 52w high | $32.73 | 52w low | $14.88 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $1.2B | $1.1B | $1.0B | $962M | $855M |
| Op margin | — | — | — | — | — |
| Net income | $157M | $167M | $174M | $139M | $97.3M |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
- Revenue +11% vs prior quarter ($1.2B vs $1.1B).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $3.6B | $2.6B | $2.1B | $1.6B | — |
| Op margin | — | — | — | — | — |
| Net income | $481M | $499M | -$301M | -$320M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
Headlines — watch
• [WARN · legal] Institutional Stablecoin Settlement Just Went From Zero to Four Production Rails in a Single Month
News
2026-10-09 · Stocktwits Fintech Pulse: US Fintech Weekly Briefing & Market Drivers
2026-10-08 · What Could Lift Robinhood Stock?
2026-10-08 · Is SoFi Stock a Buy in October 2026?
2026-10-08 · NU Stock Rallies 23% in October: Is There Still Room for More Gains?
2026-10-08 · Has PayPal Stock Become A Different Bet?
2026-10-08 · SoFi (SOFI): 2 Reasons We Love This Stock
2026-10-08 · Wells Fargo Is Making a Move on Crypto, and Kraken Could Be the Key
2026-10-07 · 2 Fintech Stocks to Buy After Losing Over Half Their Value
2026-10-07 · SoFi Technologies SMB Lending: Can New Loans Unlock Growth?
2026-10-07 · SOFI, AFRM, COF, KLAR, SEZL: Which Consumer Finance Stocks Does Wall Street Like Best Ahead Of Q3 Earnings?
2026-10-07 · SoFi Technologies And 2 Top Crypto Stocks To Watch
2026-10-07 · Institutional Stablecoin Settlement Just Went From Zero to Four Production Rails in a Single Month
Price (daily)
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