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SLM Corporation

SLM

Last
$22.52
Day
-0.7%
1y
-14.3%
5y
+29.1%
52w
-27.0%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2211d
EMA 21
23.66
EMA 50
24.56
EMA 200
24.87
20d high
-14.5%
5y high
-35.2%
5y range
49th
Website · 1,788 employees · United States

Positions held

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Add it to see shares, cost, and P&L here.

Score
-24
Hold
avoid
Signal
Strong Sell
Target
$23.86
Stop
$21.68
Stop distance
3.7%
Target vs last
+6.0%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • SLM Corporation operates in the credit services industry, which is experiencing a rebound as consumer demand for loans increases post-pandemic.
  • The company has a trailing P/E ratio of 6.29, indicating it may be undervalued compared to industry peers.
  • SLM's revenue for 2025 is projected at $1.984 billion, showing growth from $1.809 billion in 2023.
Bear case
  • The company's earnings growth has declined by 9.4%, raising concerns about its profitability.
  • In the most recent quarter, SLM's revenue dropped by 28% compared to the prior quarter, from $559 million to $401 million.
  • SLM has a 'Strong Sell' signal with a score of -24.00, indicating significant bearish trends in the market.

Fundamentals

Market cap$4.26BEnterprise value$5.71BTrailing P/E6.31Forward P/E6.73
PEG0.51Price / book1.92Beta0.98Dividend yield2.29%
Revenue growth8.1%Earnings growth-9.4%Gross margin100.0%Operating margin29.2%
Profit margin43.6%ROE30.3%ROA2.5%Debt / equity2.36
Current ratio1.33Free cash flow—Analyst recommendationbuyMean target$28.55
52w high$31.0652w low$17.77

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$401M$560M$454M$546M$404M
Op margin—————
Net income$58.5M$308M$233M$136M$71.3M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue -28% vs prior quarter ($401M vs $560M).

Yearly (6y)

20252024202320222021
Revenue$2.0B$1.8B$1.8B$1.8B—
Op margin—————
Net income$745M$608M$581M$469M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

SLM · daily-6.5% over 13 sessions
Close EMA21 EMA50 EMA200
21.8522.8023.7524.7125.662026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$140M$280M$420M$560M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2