Sezzle Inc.
SEZL
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- Sezzle Inc. operates in the growing credit services industry, which is benefiting from increasing consumer demand for flexible payment options.
- In Q2 2026, Sezzle reported a revenue of $149.683 million, reflecting a 10% increase compared to the previous quarter.
- The company's gross margin improved to 74.1% in Q2 2026, up from 73.3% in Q1 2026.
- Sezzle faces significant competition in the credit services market, which could impact its market share and profitability.
- The operating margin compressed to 34.5% in Q2 2026, indicating potential challenges in maintaining profitability.
- Sezzle's current ratio stands at 4.017, suggesting a reliance on short-term liquidity, which may pose risks in a tightening credit environment.
Fundamentals
| Market cap | $3.95B | Enterprise value | $3.99B | Trailing P/E | 25.71 | Forward P/E | 17.63 |
| PEG | 0.07 | Price / book | 16.94 | Beta | 6.73 | Dividend yield | 0.00% |
| Revenue growth | 51.7% | Earnings growth | 50.0% | Gross margin | 75.0% | Operating margin | 57.2% |
| Profit margin | 30.3% | ROE | 88.9% | ROA | 48.8% | Debt / equity | 0.52 |
| Current ratio | 4.02 | Free cash flow | $100.54M | Analyst recommendation | buy | Mean target | $167.17 |
| 52w high | $195.71 | 52w low | $49.50 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|---|
| Revenue | $150M | $136M | $130M | $117M | $98.7M | — |
| Op margin | 34.5% | 48.7% | 39.7% | 27.1% | 36.6% | — |
| Net income | $40.8M | $51.3M | $42.7M | $26.7M | $27.6M | — |
| Gross margin | 74.1% | 73.3% | 72.0% | 69.5% | 73.7% | — |
| Gross profit | $111M | $99.3M | $93.4M | $81.1M | $72.8M | — |
| Operating income | $51.7M | $66.0M | $51.6M | $31.6M | $36.1M | — |
- Revenue +10% vs prior quarter ($150M vs $136M).
- Gross margin 74.1% (was 73.3% prior quarter).
- Operating margin compressed to 34.5%.
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $450M | $271M | $159M | $126M | — |
| Op margin | 36.1% | 25.3% | 13.9% | -38.3% | — |
| Net income | $133M | $78.5M | $7.1M | -$38.1M | — |
| Gross margin | 70.1% | 56.9% | 46.3% | 19.9% | — |
| Gross profit | $315M | $154M | $73.8M | $25.0M | — |
| Operating income | $163M | $68.5M | $22.2M | -$48.0M | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-08 · Sezzle to Announce Third Quarter 2026 Results and Participate in Upcoming Investor Conferences
2026-10-08 · 1 Russell 2000 Stock on Our Buy List and 2 We Ignore
2026-10-07 · SOFI, AFRM, COF, KLAR, SEZL: Which Consumer Finance Stocks Does Wall Street Like Best Ahead Of Q3 Earnings?
2026-10-06 · Sezzle Users Complete Over 2 Million Financial Literacy Lessons in the App's Money IQ Program
2026-10-02 · 1 Growth Stock Set to Flourish and 2 We Brush Off
2026-10-01 · How Is Affirm Card Reshaping AFRM's Direct-to-Consumer Growth?
2026-09-30 · Which Buy Now Pay Later Stock Dominated in September: Klarna, Affirm, or Sezzle?
2026-09-30 · Sezzle's On-Demand Push: Can It Win More Enterprise Merchants?
2026-09-29 · 66% of Shoppers Say They'd Likely Abandon Cart Without Their Preferred BNPL Option, Survey Finds
2026-09-28 · 3 Niche Growth Stocks With an Edge Their Rivals Can’t Ignore
2026-09-25 · SEZL vs. DAVE: Which Consumer Fintech Stock Is the Better Bet?
2026-09-24 · Can Affirm Sustain Profitability Amid Funding Cost Pressures?
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