Upgrade

Banco Santander, S.A. Sponsored

SAN

Last
$13.49
Day
+0.1%
1y
+35.6%
5y
+269.3%
52w
-10.4%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0425d
EMA 21
14.02
EMA 50
14.12
EMA 200
12.82
20d high
-9.2%
5y high
-10.4%
5y range
88th
Website · 185,279 employees · Spain

Positions held

Your positions

SAN isn't in your positions.

Add it to see shares, cost, and P&L here.

Score
-16
Hold
avoid
Signal
Strong Sell
Target
$14.09
Stop
$12.97
Stop distance
3.9%
Target vs last
+4.5%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Banco Santander is well-positioned in the diversified banking sector, leveraging its strong market presence to capitalize on growth opportunities across various regions.
  • The company's revenue for Q2 2026 was $15.5 billion, showing a 0% increase compared to the previous quarter.
  • Banco Santander's trailing P/E ratio is 13.60, indicating potential undervaluation compared to industry peers.
Bear case
  • The current market sentiment is bearish, as indicated by the sell signal and negative score of -14.00.
  • In Q1 2026, net income decreased to $5.5 billion from $3.5 billion in Q3 2025, reflecting a downward trend in profitability.
  • The company's revenue growth is slowing, with a yearly revenue of $60.1 billion in 2024, down from $60.3 billion in 2025.

Fundamentals

Market cap$195.18BEnterprise value$289.09BTrailing P/E13.09Forward P/E9.42
PEG0.91Price / book1.53Beta0.94Dividend yield2.06%
Revenue growth10.2%Earnings growth8.7%Gross margin0.0%Operating margin43.4%
Profit margin33.5%ROE13.1%ROA0.8%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationnoneMean target$14.79
52w high$15.0552w low$9.62

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$15.5B$15.4B$15.0B$14.2B$14.3B—
Op margin——————
Net income$3.5B$5.5B$3.8B$3.5B$3.4B—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +0% vs prior quarter ($15.5B vs $15.4B).

Yearly (6y)

20252024202320222021
Revenue$60.0B$60.3B$56.7B$54.2B—
Op margin—————
Net income$14.1B$12.6B$11.1B$9.6B—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

SAN · daily-7.0% over 13 sessions
Close EMA21 EMA50 EMA200
13.0213.4713.9114.3514.792026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$3.9B$7.8B$11.6B$15.5B0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2