Upgrade

Safety Insurance Group, Inc.

SAFT

Last
$103.82
Day
-0.1%
1y
+50.2%
5y
+31.3%
52w
-0.1%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0222d
EMA 21
103.55
EMA 50
100.27
EMA 200
86.72
20d high
-0.1%
5y high
-0.1%
5y range
100th
Website · 568 employees · United States

Positions held

Your positions

SAFT isn't in your positions.

Add it to see shares, cost, and P&L here.

Score
23
Hold
swing
Signal
Buy
Target
$104.54
Stop
$103.64
Stop distance
0.2%
Target vs last
+0.7%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Safety Insurance Group operates in a stable industry with a focus on property and casualty insurance, which tends to be less volatile compared to other sectors.
  • Revenue increased by 4% compared to the prior quarter, reaching $322 million.
  • Net income for Q2 2026 was $34.517 million, showing a positive trend in profitability.
Bear case
  • The company's current ratio is low at 0.385, indicating potential liquidity issues.
  • Net income for Q1 2026 was negative at -$14.323 million, raising concerns about short-term performance.
  • The debt-to-equity ratio stands at 6.818, suggesting a high level of leverage that could be risky.

Fundamentals

Market cap$1.53BEnterprise value$1.52BTrailing P/E22.30Forward P/E16.63
PEG0.95Price / book1.74Beta0.17Dividend yield3.54%
Revenue growth3.0%Earnings growth21.0%Gross margin7.6%Operating margin13.7%
Profit margin5.3%ROE7.8%ROA2.3%Debt / equity0.07
Current ratio0.39Free cash flow$160.49MAnalyst recommendationnoneMean target—
52w high$104.0152w low$67.04

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$322M$311M$315M$323M$316M—
Op margin——————
Net income$34.5M-$14.3M$20.1M$28.3M$28.9M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +4% vs prior quarter ($322M vs $311M).

Yearly (6y)

2025202420232022
Revenue$1.3B$1.1B$926M$785M
Op margin————
Net income$99.3M$70.7M$18.9M$46.6M
Gross margin————
Gross profit————
Operating income————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

SAFT · daily+0.3% over 13 sessions
Close EMA21 EMA50 EMA200
103.40103.56103.72103.88104.042026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$14M$70M$154M$239M$323M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2