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Primerica, Inc.

PRI

Last
$275.29
Day
-0.0%
1y
+2.3%
5y
+81.7%
52w
-15.9%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0425d
EMA 21
280.41
EMA 50
287.66
EMA 200
281.82
20d high
-7.3%
5y high
-15.9%
5y range
76th
Website · 2,301 employees · United States

Positions held

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Score
1
Hold
watch
Signal
Neutral
Target
$285.33
Stop
$267.11
Stop distance
3.0%
Target vs last
+3.6%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Primerica operates in the life insurance sector, which is experiencing a favorable industry cycle as more consumers seek financial security and protection.
  • In Q2 2026, Primerica reported a net income of $202.278 million, up from $190.096 million in Q1 2026, indicating a positive growth trend.
  • The company's revenue for 2025 reached $3.291 billion, reflecting a year-over-year increase from $2.748 billion in 2023.
Bear case
  • The competitive landscape in the insurance industry is intensifying, with new entrants and innovative products challenging established players like Primerica.
  • Primerica's revenue decreased by 1% in Q2 2026 compared to the previous quarter, from $873 million to $865 million.
  • The company's current score is neutral with a score of -3.00, indicating potential concerns regarding its market performance.

Fundamentals

Market cap$8.48BEnterprise value$9.64BTrailing P/E11.06Forward P/E10.13
PEG1.07Price / book3.37Beta0.88Dividend yield1.74%
Revenue growth8.7%Earnings growth19.5%Gross margin72.1%Operating margin31.5%
Profit margin22.8%ROE33.0%ROA4.7%Debt / equity0.72
Current ratio3.73Free cash flow$1.04BAnalyst recommendationbuyMean target$324.50
52w high$327.2852w low$230.09

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$865M$873M$854M$840M$793M—
Op margin——————
Net income$202M$190M$197M$207M$178M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue -1% vs prior quarter ($865M vs $873M).

Yearly (6y)

20252024202320222021
Revenue$3.3B$3.1B$2.7B$2.7B—
Op margin—————
Net income$751M$471M$577M$472M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

PRI · daily-0.1% over 13 sessions
Close EMA21 EMA50 EMA200
268.53273.56278.59283.62288.652026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$218M$436M$655M$873M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2