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Porch Group, Inc.

PRCH

Last
$17.56
Day
+0.2%
1y
+15.6%
5y
+9.6%
52w
-4.6%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0425d
EMA 21
16.93
EMA 50
16.22
EMA 200
13.02
20d high
-2.5%
5y high
-36.3%
5y range
63th
Website · 799 employees · United States

Positions held

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Score
44
Hold
swing
Signal
Strong Buy
Target
$20.26
Stop
$16.16
Stop distance
8.0%
Target vs last
+15.4%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Porch Group operates in the growing insurance technology sector, leveraging digital solutions to streamline property and casualty insurance processes.
  • Revenue increased by 16% compared to the prior quarter, reaching $141 million.
  • The company's gross margin remains strong at 62.2%, despite a slight decrease from the previous quarter.
Bear case
  • Porch Group's high debt-to-equity ratio of 2091.68 raises concerns about financial stability and risk management.
  • The company reported a net income loss of $133.933 million in 2023, indicating ongoing profitability challenges.
  • Operating margin has been negative, with a recent compression to -2.9% in Q2 2026.

Fundamentals

Market cap$1.99BEnterprise value$2.21BTrailing P/E—Forward P/E47.38
PEG—Price / book-166.95Beta3.16Dividend yield0.00%
Revenue growth11.7%Earnings growth155.3%Gross margin72.1%Operating margin-2.9%
Profit margin-2.6%ROE-103.3%ROA3.2%Debt / equity20.92
Current ratio2.74Free cash flow-$193.63MAnalyst recommendationstrong_buyMean target$20.79
52w high$18.3752w low$6.36

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$141M$121M$168M$118M$126M—
Op margin-2.9%9.8%—13.8%4.0%—
Net income$5.6M-$4.7M-$3.5M-$10.9M$2.6M—
Gross margin62.2%75.0%—73.6%65.6%—
Gross profit$87.6M$90.8M—$86.9M$82.7M$65.4M
Operating income-$4.1M$11.8M—$16.3M$5.0M-$1.3M
  • Revenue +16% vs prior quarter ($141M vs $121M).
  • Gross margin 62.2% (was 75% prior quarter).
  • Operating margin compressed to -2.9%.

Yearly (6y)

20252024202320222021
Revenue$510M$458M$434M$276M—
Op margin—-14.1%-30.7%-41.9%—
Net income-$3.4M-$32.8M-$134M-$157M—
Gross margin—46.3%48.4%61.0%—
Gross profit—$212M$210M$168M$134M
Operating income—-$64.6M-$133M-$116M-$83.4M
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

PRCH · daily+2.7% over 13 sessions
Close EMA21 EMA50 EMA200
15.8116.3816.9517.5218.082026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$11M$34M$78M$123M$168M-3%36%75%2025-Q22025-Q32025-Q42026-Q12026-Q2