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PRA Group, Inc.

PRAA

Last
$20.03
Day
-1.4%
1y
+48.0%
5y
-52.3%
52w
-9.9%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0222d
EMA 21
19.80
EMA 50
19.33
EMA 200
17.95
20d high
-4.6%
5y high
-60.2%
5y range
25th
Website · 2,417 employees · United States

Positions held

Your positions

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Add it to see shares, cost, and P&L here.

Score
56
Hold
swing
Signal
Strong Buy
Target
$23.21
Stop
$18.88
Stop distance
5.7%
Target vs last
+15.9%

Fundamentals

Market cap$765.01MEnterprise value$4.49BTrailing P/E—Forward P/E7.82
PEG5.82Price / book0.73Beta1.13Dividend yield0.00%
Revenue growth29.4%Earnings growth40.1%Gross margin100.0%Operating margin41.2%
Profit margin-19.9%ROE-20.2%ROA5.6%Debt / equity3.41
Current ratio17.77Free cash flow-$129.38MAnalyst recommendationnoneMean target$26.00
52w high$22.5552w low$10.25

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$375M$317M$336M$314M$291M
Op margin32.3%22.7%27.9%19.1%17.1%
Net income$57.9M$28.2M$56.5M-$408M$42.4M
Gross margin71.8%67.0%67.8%63.6%60.7%
Gross profit$270M$213M$228M$200M$176M
Operating income$121M$72.2M$93.7M$59.9M$49.6M
  • Revenue +18% vs prior quarter ($375M vs $317M).
  • Gross margin 71.8% (was 67% prior quarter).
  • Operating margin expanded to 32.3%.

Yearly (6y)

20252024202320222021
Revenue$1.2B$1.1B$803M$967M—
Op margin20.1%18.7%-10.1%16.0%—
Net income-$305M$70.6M-$83.5M$117M—
Gross margin63.2%61.0%41.4%56.9%—
Gross profit$766M$686M$332M$550M—
Operating income$244M$210M-$81.2M$155M—
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

PRAA · daily-1.3% over 13 sessions
Close EMA21 EMA50 EMA200
18.1218.9519.7820.6121.442026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
-$408M-$212M-$16M$180M$375M0%36%72%2025-Q22025-Q32025-Q42026-Q12026-Q2