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Pelagos Insurance Capital Limit

PLGO

Last
$24.28
Day
-0.7%
1y
+33.5%
5y
+89.5%
52w
-7.2%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-1131d
EMA 21
24.19
EMA 50
24.24
EMA 200
22.33
20d high
-4.5%
5y high
-7.2%
5y range
87th
Website · 108 employees · Bermuda

Positions held

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Score
-2
Hold
watch
Signal
Neutral
Target
$25.37
Stop
$23.68
Stop distance
2.5%
Target vs last
+4.5%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Pelagos Insurance Capital Limit operates in a competitive insurance market, leveraging its strong financial metrics to attract investors.
  • Revenue increased by 6% compared to the prior quarter, reaching $646 million.
  • The company has a trailing P/E ratio of 6.03, indicating potential undervaluation compared to industry peers.
Bear case
  • The insurance industry faces regulatory challenges that could impact profitability and growth.
  • Net income for Q1 2026 dropped to $108 million from $117.8 million in Q4 2025, showing a decline in earnings.
  • Pelagos has a current ratio of 1.098, indicating potential liquidity concerns in a tightening market.

Fundamentals

Market cap$2.02BEnterprise value$2.04BTrailing P/E6.01Forward P/E6.27
PEG—Price / book0.91Beta0.29Dividend yield2.45%
Revenue growth10.3%Earnings growth188.9%Gross margin25.2%Operating margin10.7%
Profit margin15.9%ROE17.6%ROA2.4%Debt / equity0.32
Current ratio1.10Free cash flow$460.29MAnalyst recommendationholdMean target$25.17
52w high$26.3452w low$17.58

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$646M$611M$275M$650M$591M—
Op margin——————
Net income$44.4M$108M$118M$131M$19.7M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +6% vs prior quarter ($646M vs $610M).

Yearly (6y)

20252024202320222021
Revenue$2.2B$2.1B$3.4B$1.5B—
Op margin—————
Net income$226M$113M$2.1B$52.6M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

PLGO · daily+3.8% over 13 sessions
Close EMA21 EMA50 EMA200
23.3823.7124.0524.3924.722026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$163M$325M$488M$650M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2