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Provident Financial Services, I

PFS

Last
$22.09
Day
-0.6%
1y
+15.5%
5y
-8.4%
52w
-12.8%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2818d
EMA 21
22.62
EMA 50
23.05
EMA 200
22.32
20d high
-6.0%
5y high
-15.2%
5y range
70th
Website · 1,817 employees · United States

Positions held

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Score
-21
Hold
avoid
Signal
Strong Sell
Target
$22.97
Stop
$21.59
Stop distance
2.3%
Target vs last
+4.0%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Provident Financial Services operates in a competitive regional banking sector, which can benefit from rising interest rates and increased lending activity.
  • The company's revenue grew by 4% compared to the prior quarter, reaching $235 million.
  • Provident Financial's trailing P/E ratio is 9.28, indicating it may be undervalued compared to its peers.
Bear case
  • The company's current score indicates a 'Strong Sell' signal, suggesting potential challenges ahead.
  • Net income for the most recent quarter was $78.147 million, down from $79.417 million in the previous quarter.
  • The stock has a beta of 0.824, indicating lower volatility compared to the market, but also suggesting limited upside potential.

Fundamentals

Market cap$2.90BEnterprise value$5.55BTrailing P/E9.26Forward P/E8.60
PEG1.61Price / book1.00Beta0.82Dividend yield4.32%
Revenue growth3.8%Earnings growth9.0%Gross margin0.0%Operating margin52.3%
Profit margin35.0%ROE11.1%ROA1.2%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationbuyMean target$27.75
52w high$25.4952w low$17.69

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$235M$225M$226M$222M$214M—
Op margin——————
Net income$78.1M$79.4M$83.4M$71.7M$72.0M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +4% vs prior quarter ($235M vs $225M).

Yearly (6y)

20252024202320222021
Revenue$870M$695M$479M$505M—
Op margin—————
Net income$291M$116M$128M$176M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

PFS · daily-1.9% over 13 sessions
Close EMA21 EMA50 EMA200
21.5822.0022.4122.8323.252026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$59M$117M$176M$235M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2