Preferred Bank
PFBC
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- Preferred Bank operates in a competitive regional banking sector with a strong profit margin of 47.25%, indicating effective cost management and customer retention.
- The company has shown a revenue growth of 4.7% year-over-year, with a net income of $150.04 million in 2023.
- Preferred Bank's trailing P/E ratio is 9.75, which is attractive compared to the industry average, suggesting potential undervaluation.
- The recent quarterly revenue decreased by 2% compared to the prior quarter, indicating potential challenges in maintaining growth momentum.
- Net income for 2026-Q1 dropped to $31.144 million from $34.822 million in 2025-Q4, showing a decline in profitability.
- The stock's beta of 0.565 suggests lower volatility, but it may also indicate limited upside potential in a rising market.
Fundamentals
| Market cap | $1.22B | Enterprise value | $808.79M | Trailing P/E | 9.57 | Forward P/E | 9.26 |
| PEG | 0.94 | Price / book | 1.53 | Beta | 0.57 | Dividend yield | 3.12% |
| Revenue growth | 4.7% | Earnings growth | 8.2% | Gross margin | 0.0% | Operating margin | 67.4% |
| Profit margin | 47.3% | ROE | 17.6% | ROA | 1.8% | Debt / equity | — |
| Current ratio | — | Free cash flow | — | Analyst recommendation | buy | Mean target | $114.40 |
| 52w high | $112.26 | 52w low | $81.50 |
Quarterly
| 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|
| Revenue | $69.6M | $71.1M | $75.0M | $70.6M | $66.7M |
| Op margin | — | — | — | — | — |
| Net income | $31.1M | $34.8M | $35.9M | $32.8M | $30.0M |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
- Revenue -2% vs prior quarter ($70M vs $71M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $283M | $284M | $293M | $254M | — |
| Op margin | — | — | — | — | — |
| Net income | $134M | $131M | $150M | $129M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-07 · Preferred Bank Announces 2026 Third Quarter Earnings Release and Conference Call
2026-10-02 · 2 Cash-Heavy Stocks to Target This Week and 1 We Question
2026-09-30 · Why Preferred Bank (PFBC) is a Great Dividend Stock Right Now
2026-09-30 · Improve Your Retirement Income with These 3 Top-Ranked Dividend Stocks
2026-09-24 · 1 Bank Stock on Our Watchlist and 2 Facing Headwinds
2026-09-16 · Preferred Bank Announces Quarterly Dividend
2026-09-14 · Why Preferred Bank (PFBC) is a Top Dividend Stock for Your Portfolio
2026-08-31 · Regional Banks Stocks Q2 Highlights: Preferred Bank (NASDAQ:PFBC)
2026-08-28 · Preferred Bank (PFBC) is a Top Dividend Stock Right Now: Should You Buy?
2026-08-18 · 2 Small-Cap Stocks to Own for Decades and 1 We Brush Off
2026-08-12 · This is Why Preferred Bank (PFBC) is a Great Dividend Stock
2026-07-27 · Preferred Bank (PFBC) Could Be a Great Choice
Price (daily)
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