Upgrade

PayPay Corporation - American D

PAYP

Last
$15.71
Day
+1.7%
1y
-14.9%
5y
-14.9%
52w
-37.9%
SPY YTD
+13.3%
XLK
+37.1%
Earnings
—
EMA 21
15.99
EMA 50
16.11
EMA 200
17.07
20d high
-18.2%
5y high
-37.9%
5y range
26th
Website · 1,994 employees · Japan

Positions held

Your positions

PAYP isn't in your positions.

Add it to see shares, cost, and P&L here.

Score
-24
Hold
avoid
Signal
Strong Sell
Target
$16.47
Stop
$14.60
Stop distance
7.1%
Target vs last
+4.8%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • PayPay Corporation operates in a competitive software infrastructure market, where its innovative solutions can capture significant market share.
  • In Q2 2026, PayPay reported a revenue increase of 7% compared to the previous quarter, reaching $105.1 billion.
  • The company's gross margin improved to 88.8% in Q2 2026, up from 85% in the prior quarter.
Bear case
  • The company's financial metrics indicate potential challenges, with a 'Strong Sell' signal reflecting negative market sentiment.
  • PayPay's operating margin compressed to 28.2% in Q2 2026, indicating declining profitability.
  • The stock has a score of -24.00, driven by bearish trends and indicators such as MACD and RSI below 45.

Fundamentals

Market cap$10.46BEnterprise value$738.08BTrailing P/E12.98Forward P/E20.47
PEG1.61Price / book4.00Beta—Dividend yield0.00%
Revenue growth27.0%Earnings growth62.2%Gross margin53.9%Operating margin27.4%
Profit margin30.6%ROE37.3%ROA1.2%Debt / equity1.70
Current ratio1.00Free cash flow$47.13BAnalyst recommendationnoneMean target$24.13
52w high$24.8952w low$12.07

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$105.1B$98.7B$96.7B$90.0B$82.3B
Op margin28.2%45.3%26.0%23.2%17.8%
Net income$18.4B$13.5B$18.4B$72.6B$10.5B
Gross margin88.8%85.0%88.5%87.8%86.9%
Gross profit$93.3B$83.8B$85.6B$79.0B$71.5B
Operating income$29.6B$44.7B$25.1B$20.9B$14.6B
  • Revenue +7% vs prior quarter ($105.1B vs $98.7B).
  • Gross margin 88.8% (was 85% prior quarter).
  • Operating margin compressed to 28.2%.

Yearly (6y)

2026202520242023
Revenue$367.5B$292.0B$248.0B$197.2B
Op margin28.7%20.5%6.3%-3.0%
Net income$115.0B$36.2B-$3.4B-$25.9B
Gross margin87.0%85.8%84.8%84.5%
Gross profit$319.9B$250.6B$210.2B$166.7B
Operating income$105.3B$60.0B$15.6B-$6.0B
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

PAYP · daily-8.8% over 13 sessions
Close EMA21 EMA50 EMA200
14.6215.4716.3217.1718.022026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$26.3B$52.6B$78.8B$105.1B0%44%89%2025-Q22025-Q32025-Q42026-Q12026-Q2