Paymentus Holdings, Inc.
PAY
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- Paymentus Holdings operates in the growing software infrastructure sector, which is essential for digital payment solutions as more businesses transition to online transactions.
- Revenue increased by 1% compared to the prior quarter, reaching $361 million.
- Gross margin improved to 26.1%, up from 24% in the previous quarter.
- The company's high trailing P/E ratio of 48.05 may indicate overvaluation compared to industry peers, which could deter value-focused investors.
- Operating margin remains low at 9%, reflecting challenges in cost management.
- The stock has a beta of 1.338, indicating higher volatility compared to the market, which may pose risks for conservative investors.
Fundamentals
| Market cap | $4.02B | Enterprise value | $3.65B | Trailing P/E | 48.36 | Forward P/E | 29.26 |
| PEG | — | Price / book | 6.55 | Beta | 1.34 | Dividend yield | 0.00% |
| Revenue growth | 28.8% | Earnings growth | 81.8% | Gross margin | 24.9% | Operating margin | 9.0% |
| Profit margin | 6.2% | ROE | 15.0% | ROA | 9.7% | Debt / equity | 0.02 |
| Current ratio | 4.89 | Free cash flow | $109.50M | Analyst recommendation | buy | Mean target | $40.14 |
| 52w high | $45.31 | 52w low | $20.11 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $361M | $358M | $330M | $311M | $280M |
| Op margin | 9.0% | 7.4% | 7.3% | 6.4% | 5.7% |
| Net income | $25.6M | $20.9M | $20.7M | $17.7M | $14.7M |
| Gross margin | 26.1% | 24.1% | 25.4% | 24.1% | 25.5% |
| Gross profit | $94.3M | $86.2M | $84.0M | $74.8M | $71.5M |
| Operating income | $32.6M | $26.6M | $24.1M | $19.9M | $15.9M |
- Revenue +1% vs prior quarter ($361M vs $358M).
- Gross margin 26.1% (was 24% prior quarter).
- Operating margin expanded to 9%.
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $1.2B | $872M | $614M | $497M | — |
| Op margin | 6.3% | 5.1% | 2.9% | -0.6% | — |
| Net income | $66.9M | $44.2M | $22.3M | -$0.5M | — |
| Gross margin | 24.8% | 27.3% | 29.7% | 30.1% | — |
| Gross profit | $296M | $238M | $182M | $150M | — |
| Operating income | $75.5M | $44.9M | $18.1M | -$3.0M | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-02 · 1 Volatile Stock on Our Buy List and 2 We Question
2026-09-30 · Q2 Earnings Highs And Lows: Paymentus (NYSE:PAY) Vs The Rest Of The Diversified Financial Services Stocks
2026-09-29 · Paymentus Achieves Premier Level in Guidewire PartnerConnect Program
2026-09-23 · Buy 3 Mobile Payment Stocks to Tap Solid Short-Term Upside Potential
2026-09-17 · 1 Profitable Stock Worth Your Attention and 2 Facing Challenges
2026-09-17 · Seaport Global Initiates Paymentus With Buy Rating, $42 Price Target
2026-09-16 · Is DLocal Limited (DLO) Stock Outpacing Its Business Services Peers This Year?
2026-09-08 · 2 Cash-Heavy Stocks to Target This Week and 1 That Underwhelm
2026-09-08 · 3 Crypto-Exposed Stocks Riding the Institutional Crypto Wave
2026-09-08 · Billing and Payment Friction Puts $330 Billion in Annual Service Revenue at Risk, New Study Finds
2026-09-04 · Why Everyone Is Watching Paymentus Holdings (PAY) Today
Price (daily)
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