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Old Republic International Corp

ORI

Last
$38.17
Day
-1.0%
1y
-5.0%
5y
+102.1%
52w
-13.7%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2212d
EMA 21
38.86
EMA 50
39.97
EMA 200
40.15
20d high
-7.9%
5y high
-13.7%
5y range
79th
Website · 9,500 employees · United States

Positions held

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Score
-11
Hold
avoid
Signal
Sell
Target
$39.82
Stop
$37.49
Stop distance
1.8%
Target vs last
+4.3%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Old Republic International Corp operates in a stable insurance market, which typically benefits from consistent demand and regulatory support.
  • Revenue increased by 4% in the latest quarter, reaching $2.5 billion compared to $2.4 billion in the previous quarter.
  • The company reported a net income of $322.3 million in Q2 2026, showing strong profitability.
Bear case
  • The stock has a trailing P/E ratio of 8.35, indicating potential undervaluation but also reflecting market concerns about growth.
  • The recommendation score is currently 'Sell' with a score of -11.00, indicating bearish sentiment among analysts.
  • The company's current ratio stands at 0.294, suggesting potential liquidity issues.

Fundamentals

Market cap$9.31BEnterprise value$8.89BTrailing P/E8.47Forward P/E11.68
PEG1.39Price / book1.52Beta0.59Dividend yield3.27%
Revenue growth13.4%Earnings growth61.7%Gross margin63.9%Operating margin17.4%
Profit margin11.7%ROE18.6%ROA3.1%Debt / equity0.38
Current ratio0.29Free cash flow$1.42BAnalyst recommendationnoneMean target$43.50
52w high$46.7652w low$36.65

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$2.5B$2.4B$2.4B$2.4B$2.2B
Op margin—————
Net income$322M$330M$206M$280M$204M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +4% vs prior quarter ($2.5B vs $2.4B).

Yearly (6y)

2025202420232022
Revenue$9.1B$8.2B$7.3B$8.1B
Op margin————
Net income$935M$853M$599M$686M
Gross margin————
Gross profit————
Operating income————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

ORI · daily-0.6% over 13 sessions
Close EMA21 EMA50 EMA200
36.9537.5538.1638.7739.372026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$626M$1.3B$1.9B$2.5B0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2