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OptimumBank Holdings, Inc.

OPHC

Last
$8.70
Day
-3.5%
1y
+119.5%
5y
+88.3%
52w
-15.5%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0930d
EMA 21
8.96
EMA 50
8.62
EMA 200
6.76
20d high
-3.6%
5y high
-15.5%
5y range
79th
Website · 98 employees · United States

Positions held

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Add it to see shares, cost, and P&L here.

Score
20
Hold
swing
Signal
Buy
Target
$10.21
Stop
$8.42
Stop distance
3.2%
Target vs last
+17.4%

Fundamentals

Market cap$113.93MEnterprise value$112.52MTrailing P/E10.37Forward P/E6.68
PEG1.03Price / book1.60Beta0.31Dividend yield0.00%
Revenue growth56.0%Earnings growth86.7%Gross margin0.0%Operating margin52.5%
Profit margin36.0%ROE16.7%ROA1.7%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationnoneMean target$10.92
52w high$10.6852w low$3.91

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q2
Revenue$17.2M$15.0M$13.6M$13.0M$12.1M
Op margin—————
Net income$6.7M$4.7M$4.9M$4.3M$3.6M
Gross margin—————
Gross profit—————
Operating income—————
  • Revenue +15% vs prior quarter ($17M vs $15M).

Yearly (6y)

20252024202320222021
Revenue$49.4M$39.3M$27.2M$18.8M—
Op margin—————
Net income$16.6M$13.1M$6.3M$4.0M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

OPHC · daily-2.3% over 13 sessions
Close EMA21 EMA50 EMA200
8.338.608.879.139.402026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$4M$9M$13M$17M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2