OppFi Inc.
OPFI
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Fundamentals
| Market cap | $518.92M | Enterprise value | $741.45M | Trailing P/E | 2.85 | Forward P/E | 3.16 |
| PEG | — | Price / book | 1.25 | Beta | 1.80 | Dividend yield | 0.00% |
| Revenue growth | -13.9% | Earnings growth | — | Gross margin | 100.0% | Operating margin | 31.2% |
| Profit margin | 31.1% | ROE | 58.2% | ROA | 25.5% | Debt / equity | 0.69 |
| Current ratio | 12.92 | Free cash flow | — | Analyst recommendation | none | Mean target | $13.32 |
| 52w high | $11.69 | 52w low | $5.91 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|---|
| Revenue | $145M | $152M | $159M | $155M | $142M | — |
| Op margin | 57.4% | 65.8% | 65.7% | 63.8% | 61.1% | — |
| Net income | $14.8M | $28.4M | $16.8M | $41.6M | -$20.8M | — |
| Gross margin | 83.2% | 85.0% | 84.9% | 84.1% | 80.8% | — |
| Gross profit | $121M | $129M | $135M | $130M | $115M | — |
| Operating income | $83.4M | $99.9M | $105M | $99.0M | $87.0M | — |
- Revenue -4% vs prior quarter ($145M vs $152M).
- Gross margin 83.2% (was 85% prior quarter).
- Operating margin compressed to 57.4%.
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $597M | $526M | $509M | $453M | — |
| Op margin | 64.1% | 56.8% | 54.6% | 51.1% | — |
| Net income | $26.3M | $7.3M | -$1.0M | $7.1M | — |
| Gross margin | 83.2% | 80.0% | 78.9% | 79.0% | — |
| Gross profit | $497M | $421M | $402M | $358M | — |
| Operating income | $383M | $299M | $278M | $231M | — |
Headlines — positive tone
• [OK · fundamentals] OppFi Inc (OPFI) (Q2 2026) Earnings Call Highlights: Record Revenue Amid Strategic Shifts and ...
News
2026-10-07 · Why OppFi Stock And Its Nonprime Lending Peers Deserve A Closer Look
2026-10-02 · Warren, Van Hollen pressure OppFi to ditch bank deal
2026-09-25 · 3 Consumer Credit Stocks Facing The Next Rate Shock
2026-09-17 · BNCCORP Stockholders Approve Merger with OppFi, Inc.
2026-08-25 · OppFi to Participate in September 2026 Conferences
2026-08-24 · Are Options Traders Betting on a Big Move in OppFi Stock?
2026-08-20 · OppFi (OPFI) Cuts Guidance but Holds the Line on 2028 Targets
2026-08-18 · OppFi (OPFI) Q2 2026 Earnings Call Transcript
2026-08-13 · OppFi (OPFI) Stock Fair Value Falls After Analysts Reassess Guidance And Credit Risk
2026-08-11 · Why OppFi Stock Swooned by Almost 25% Today
2026-08-11 · Stonegate Capital Partners Updates Coverage on OppFi, Inc. (OPFI) 2Q26
2026-08-11 · OppFi Shares Drop After Q2 Adjusted Earnings Fall
Price (daily)
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