OneMain Holdings, Inc.
OMF
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- OneMain Holdings operates in the credit services industry, which is experiencing a shift towards digital lending solutions, positioning the company to capture a growing market segment.
- OneMain's trailing P/E ratio is 8.46, indicating that the stock may be undervalued compared to industry peers.
- The company has a strong profit margin of 25.86%, showcasing its ability to generate profit from its revenues.
- The financial services sector is facing increasing competition from fintech companies, which may impact OneMain's market share and growth potential.
- OneMain's revenue growth has declined by 2.7% year-over-year, reflecting challenges in maintaining sales momentum.
- The company's score indicates a 'Strong Sell' signal with a score of -16.00, suggesting negative market sentiment and potential risks ahead.
Fundamentals
| Market cap | $6.49B | Enterprise value | $28.69B | Trailing P/E | 8.50 | Forward P/E | 6.62 |
| PEG | 0.75 | Price / book | 1.92 | Beta | 1.21 | Dividend yield | 7.44% |
| Revenue growth | -2.7% | Earnings growth | -5.9% | Gross margin | 93.7% | Operating margin | 28.6% |
| Profit margin | 25.9% | ROE | 23.3% | ROA | 2.9% | Debt / equity | 6.73 |
| Current ratio | — | Free cash flow | — | Analyst recommendation | buy | Mean target | $68.50 |
| 52w high | $71.93 | 52w low | $45.78 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $1.3B | $1.3B | $1.3B | $1.3B | $1.2B |
| Op margin | — | — | — | — | — |
| Net income | $152M | $226M | $204M | $199M | $167M |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
- Revenue +3% vs prior quarter ($1.3B vs $1.3B).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $5.0B | $4.5B | $4.3B | $4.2B | — |
| Op margin | — | — | — | — | — |
| Net income | $783M | $509M | $641M | $872M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-05 · Upstart Jumps 6% as Its Own Macro Index Ticks Down; Synchrony Financial Holds Flat, OneMain Holdings Barely Budges
2026-10-01 · 2 Financials Stocks Worth Your Attention and 1 We Turn Down
2026-09-28 · BofA Securities Adjusts OneMain Price Target to $67 From $71, Maintains Buy Rating
2026-09-15 · Personal Loan Stocks Q2 Teardown: OneMain (NYSE:OMF) Vs The Rest
2026-09-08 · OneMain Holdings to Present at Barclays Global Financial Services Conference
2026-09-05 · MarketBeat Week in Review – 08/31 - 09/04
2026-09-03 · 3 Reasons to Avoid OMF and 1 Stock to Buy Instead
2026-08-12 · 1 Unpopular Stock That Deserves Some Love and 2 We Avoid
2026-08-11 · Is ECPG a Buy Now as Cheap Valuation Meets Rising Earnings Momentum?
2026-08-10 · OneMain Holdings Inc's Dividend Analysis
2026-08-08 · OneMain (OMF) Q2 2026 Earnings Call Transcript
2026-08-06 · OneMain Holdings Insider Sold Shares Worth $327,005, According to a Recent SEC Filing
Price (daily)
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