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OFG Bancorp

OFG

Last
$50.54
Day
-0.7%
1y
+18.3%
5y
+95.7%
52w
-6.5%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-10-2110d
EMA 21
51.36
EMA 50
51.40
EMA 200
47.58
20d high
-4.8%
5y high
-6.5%
5y range
89th
Website · 2,185 employees · United States

Positions held

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Score
-21
Hold
avoid
Signal
Strong Sell
Target
$52.71
Stop
$49.43
Stop distance
2.2%
Target vs last
+4.3%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • OFG Bancorp operates in a competitive regional banking sector, focusing on growth through strategic revenue increases and strong profit margins.
  • In 2026-Q2, OFG reported a revenue of $175.596 million, showing a consistent revenue trend with a slight increase from $174.812 million in 2026-Q1.
  • The company has demonstrated a robust earnings growth of 20.9% year-over-year, reflecting its effective management and operational efficiency.
Bear case
  • The regional banking industry faces challenges from regulatory pressures and economic fluctuations that could impact OFG's growth trajectory.
  • OFG's trailing P/E ratio stands at 10.05, indicating potential undervaluation but also reflecting market caution regarding future earnings.
  • The stock has a neutral score of 6.00, with signals indicating a bearish trend, including a MACD bear and Supertrend down.

Fundamentals

Market cap$2.15BEnterprise value$1.98BTrailing P/E10.04Forward P/E9.88
PEG0.92Price / book1.53Beta0.75Dividend yield2.65%
Revenue growth10.4%Earnings growth20.9%Gross margin0.0%Operating margin43.3%
Profit margin33.9%ROE16.1%ROA1.8%Debt / equity—
Current ratio—Free cash flow—Analyst recommendationholdMean target$56.75
52w high$54.4752w low$35.71

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$176M$175M$174M$171M$168M—
Op margin——————
Net income$58.8M$53.9M$55.9M$51.8M$51.8M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +0% vs prior quarter ($176M vs $175M).

Yearly (6y)

20252024202320222021
Revenue$680M$661M$640M$565M—
Op margin—————
Net income$205M$198M$182M$166M—
Gross margin—————
Gross profit—————
Operating income—————
Headline scan

Headlines — positive tone

• [OK · fundamentals] Is OFG Bancorp (OFG) Still Below Fair Value After Its Earnings Estimate Upgrade?

News

OFG · daily-1.5% over 13 sessions
Close EMA21 EMA50 EMA200
48.7949.8450.8851.9352.982026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$44M$88M$132M$176M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2