Nu Holdings Ltd.
NU
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- Nu Holdings operates in a rapidly growing fintech sector, leveraging technology to enhance customer experience and streamline banking services.
- Revenue increased by 7% compared to the prior quarter, reaching $3.8 billion.
- The company has a strong earnings growth rate of 66.3%, indicating robust financial performance.
- The company faces significant competition from established banks and other fintech firms, which could impact market share.
- Operating margin was negative at -0.65% in Q2 2026, reflecting ongoing challenges in profitability.
- The price-to-book ratio is relatively high at 5.71, suggesting potential overvaluation compared to its assets.
Fundamentals
| Market cap | $74.30B | Enterprise value | $65.02B | Trailing P/E | 21.07 | Forward P/E | 13.61 |
| PEG | 0.72 | Price / book | 5.61 | Beta | 0.96 | Dividend yield | 0.00% |
| Revenue growth | 52.1% | Earnings growth | 66.3% | Gross margin | 0.0% | Operating margin | 50.2% |
| Profit margin | 42.7% | ROE | 31.6% | ROA | 5.0% | Debt / equity | — |
| Current ratio | — | Free cash flow | — | Analyst recommendation | buy | Mean target | $18.77 |
| 52w high | $18.98 | 52w low | $11.20 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|---|
| Revenue | $3.8B | $3.5B | $3.1B | $2.7B | $2.5B | — |
| Op margin | -0.7% | -0.4% | 9.6% | -3.8% | 0.4% | — |
| Net income | $1.1B | $872M | $892M | $782M | $637M | — |
| Gross margin | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating income | -$24.6M | -$13.2M | $302M | -$103M | $9.3M | — |
- Revenue +7% vs prior quarter ($3.8B vs $3.5B).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Revenue | $10.6B | $8.3B | $5.6B | $3.0B |
| Op margin | 0.6% | -0.1% | -0.4% | -1.0% |
| Net income | $2.9B | $2.0B | $1.0B | -$365M |
| Gross margin | — | — | — | — |
| Gross profit | — | — | — | — |
| Operating income | $64.4M | -$8.6M | -$20.7M | -$29.9M |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-09 · 2 Financials Stocks Worth Your Attention and 1 We Find Risky
2026-10-09 · Elite AI Stocks To Own In October 2026
2026-10-08 · Nu Holdings Ltd. (NU) Dips More Than Broader Market: What You Should Know
2026-10-08 · NU Stock Rallies 23% in October: Is There Still Room for More Gains?
2026-10-07 · Stock Market Today, Oct. 7: Itaú Unibanco Falls on Profit-Taking After Brazil Election Rally
2026-10-07 · SoFi Technologies And 2 Top Crypto Stocks To Watch
2026-10-06 · 3 Growth Stocks To Watch With Revenue Growth Up To 43%
2026-10-06 · Nu (NU) Surges 13.0%: Is This an Indication of Further Gains?
2026-10-06 · US Stock Market Today: S&P 500 Futures Dip As Cooling Wages Temper Growth Hopes
2026-10-05 · Stocks to Watch Recap: PTC, Intel, Nubank
2026-10-05 · XP Inc. and Other Stocks Surging After Brazil’s Election Shock
2026-10-05 · Why Nu Holdings Stock Rallied Today
Price (daily)
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