Neptune Insurance Holdings Inc.
NP
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- Neptune Insurance Holdings Inc. is positioned well in the insurance broker industry, showcasing a robust revenue growth of 32.8% year-over-year, indicating strong demand for its services.
- In Q2 2026, Neptune reported a revenue of $55.872 million, marking a 48% increase compared to the previous quarter.
- The company's operating margin expanded to 47.5% in Q2 2026, reflecting improved operational efficiency.
- Despite its growth, Neptune has a trailing P/E ratio of 118.22, suggesting that the stock may be overvalued compared to its earnings.
- The stock has a 'Strong Sell' signal with a score of -16.00, indicating significant bearish sentiment among analysts.
- Neptune's price-to-book ratio is -16.78, which raises concerns about its valuation and financial health.
Fundamentals
| Market cap | $3.90B | Enterprise value | $4.13B | Trailing P/E | 123.65 | Forward P/E | 42.09 |
| PEG | — | Price / book | -17.56 | Beta | — | Dividend yield | 0.00% |
| Revenue growth | 32.8% | Earnings growth | — | Gross margin | 52.7% | Operating margin | 47.5% |
| Profit margin | 21.5% | ROE | — | ROA | 56.6% | Debt / equity | — |
| Current ratio | 1.05 | Free cash flow | $68.36M | Analyst recommendation | buy | Mean target | $34.31 |
| 52w high | $35.15 | 52w low | $14.78 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | |
|---|---|---|---|---|---|---|
| Revenue | $55.9M | $37.8M | $43.8M | $44.4M | $42.1M | — |
| Op margin | 47.5% | 35.6% | 31.6% | 57.9% | 50.6% | — |
| Net income | $15.8M | $7.3M | $4.3M | $11.5M | $11.6M | — |
| Gross margin | 55.3% | 47.7% | 41.2% | 64.8% | 66.1% | — |
| Gross profit | $30.9M | $18.0M | $18.0M | $28.8M | $27.8M | — |
| Operating income | $26.6M | $13.4M | $13.8M | $25.7M | $21.3M | — |
- Revenue +48% vs prior quarter ($56M vs $38M).
- Gross margin 55.3% (was 47.7% prior quarter).
- Operating margin expanded to 47.5%.
Yearly (6y)
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Revenue | $160M | $119M | $84.9M |
| Op margin | 50.1% | 57.4% | 53.5% |
| Net income | $37.4M | $34.6M | $17.9M |
| Gross margin | 58.7% | 66.4% | 64.2% |
| Gross profit | $93.6M | $79.2M | $54.5M |
| Operating income | $79.9M | $68.4M | $45.4M |
Headlines — positive tone
• [OK · fundamentals] Neptune Insurance Holdings Inc (NP) Q2 2026 Earnings Call Highlights: Record Revenue and ...
News
2026-10-07 · Neptune Insurance Holdings Insider Sold Shares Worth $1,123,967, According to a Recent SEC Filing
2026-10-01 · Neptune Makes Flood Insurance Ready for the AI Agent Era
2026-09-30 · Neptune Insurance Holdings Appoints David Noble to Board of Directors
2026-09-24 · Neptune Insurance Holdings (NP) Following Its Recent Run Looks Undervalued By The Leading Narrative
2026-09-15 · Neptune Insurance Holdings Insider Sold Shares Worth $1,557,595, According to a Recent SEC Filing
2026-08-19 · Morgan Stanley Upgrades Neptune Insurance to Overweight From Equalweight, Adjusts PT to $36 From $31
2026-08-07 · Stock Market, IPO Leaders Rally To New Highs. Check This Screen Daily.
2026-08-06 · Neptune Flood Research Group Examines a Decade of Storms, Warns 2025's Quiet Hurricane Season Isn't a Trend
2026-07-22 · Neptune Insurance Holdings Inc (NP) Q2 2026 Earnings Call Highlights: Record Revenue and ...
2026-07-22 · Neptune Insurance Holdings Inc. Q2 2026 Earnings Call Summary
2026-07-22 · Deutsche Bank Adjusts Neptune Insurance Price Target to $33 From $31, Maintains Buy Rating
Price (daily)
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