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Nelnet, Inc.

NNI

Last
$125.26
Day
-0.6%
1y
-2.0%
5y
+52.1%
52w
-12.8%
SPY YTD
+13.3%
XLF
-1.3%
Earnings
2026-11-0525d
EMA 21
125.33
EMA 50
126.94
EMA 200
128.93
20d high
-2.2%
5y high
-12.8%
5y range
74th
Website · 5,744 employees · United States

Positions held

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Score
-18
Hold
avoid
Signal
Strong Sell
Target
$129.85
Stop
$122.72
Stop distance
2.0%
Target vs last
+3.7%

Bull / bear case

Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.

Bull case
  • Nelnet, Inc. operates in the credit services industry, which is essential for consumer financing and education loans, providing a stable demand base.
  • In the latest quarter, Nelnet reported a revenue increase of 1% compared to the previous quarter, reaching $366 million.
  • The company has a market capitalization of approximately $4.45 billion, indicating a solid presence in the financial services sector.
Bear case
  • Nelnet has experienced a significant decline in revenue growth, with a year-over-year decrease of 30.5%.
  • The company's earnings growth has also dropped by 62.8%, reflecting challenges in profitability.
  • Currently, Nelnet has a 'Strong Sell' signal with a score of -20.00, indicating negative market sentiment.

Fundamentals

Market cap$4.51BEnterprise value$11.24BTrailing P/E15.05Forward P/E14.82
PEG0.46Price / book1.20Beta0.77Dividend yield1.05%
Revenue growth-30.5%Earnings growth-62.8%Gross margin86.1%Operating margin18.2%
Profit margin20.3%ROE6.8%ROA1.7%Debt / equity1.94
Current ratio3.63Free cash flow—Analyst recommendationholdMean target$125.00
52w high$144.3852w low$116.62

Quarterly

2026-Q22026-Q12025-Q42025-Q32025-Q22025-Q1
Revenue$366M$363M$333M$374M$305M—
Op margin——————
Net income$66.7M$71.1M$57.8M$107M$181M—
Gross margin——————
Gross profit——————
Operating income——————
  • Revenue +1% vs prior quarter ($366M vs $363M).

Yearly (6y)

2025202420232022
Revenue$1.4B$1.2B$968M$1.4B
Op margin————
Net income$428M$184M$89.8M$407M
Gross margin————
Gross profit————
Operating income————
Headline scan

No flags

• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).

News

NNI · daily-0.0% over 13 sessions
Close EMA21 EMA50 EMA200
121.43123.26125.10126.94128.772026-092026-092026-092026-092026-102026-102026-10
Quarterly · revenue, net income, margins
Revenue Net income Gross margin Op margin
$0M$93M$187M$280M$374M0%5%10%2025-Q22025-Q32025-Q42026-Q12026-Q2