NMI Holdings Inc
NMIH
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Bull / bear case
Site-generated summary from fundamentals, news, and score — not investment advice. As of 2026-10-08.
- NMI Holdings Inc. operates in the specialty insurance sector, which is experiencing a favorable industry cycle due to increasing demand for niche insurance products.
- The company reported a revenue growth of 8.1% year-over-year, indicating strong performance in a competitive market.
- NMIH's net income for Q2 2026 was $105.788 million, up from $99.33 million in Q1 2026.
- Despite the positive growth, NMI Holdings has a 'Strong Sell' signal with a score of -16.00, reflecting bearish market sentiment.
- The company's quarterly revenue showed only a 2% increase compared to the prior quarter, which may indicate slowing momentum.
- NMIH's debt-to-equity ratio stands at 15.753, suggesting potential financial risk in a rising interest rate environment.
Fundamentals
| Market cap | $3.05B | Enterprise value | $3.32B | Trailing P/E | 7.99 | Forward P/E | 7.36 |
| PEG | — | Price / book | 1.13 | Beta | 0.56 | Dividend yield | 0.00% |
| Revenue growth | 8.1% | Earnings growth | 14.1% | Gross margin | 76.4% | Operating margin | 76.7% |
| Profit margin | 54.1% | ROE | 15.4% | ROA | 8.8% | Debt / equity | 0.16 |
| Current ratio | 2.03 | Free cash flow | $329.76M | Analyst recommendation | buy | Mean target | $49.86 |
| 52w high | $46.74 | 52w low | $34.84 |
Quarterly
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | |
|---|---|---|---|---|---|
| Revenue | $188M | $183M | $181M | $179M | $174M |
| Op margin | — | — | — | — | — |
| Net income | $106M | $99.3M | $94.2M | $96.0M | $96.2M |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
- Revenue +2% vs prior quarter ($188M vs $183M).
Yearly (6y)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | $706M | $651M | $579M | $524M | — |
| Op margin | — | — | — | — | — |
| Net income | $389M | $360M | $322M | $293M | — |
| Gross margin | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
No flags
• No distress or material-risk keywords in recent headlines (keyword scan only — not a guarantee).
News
2026-10-02 · CINF to Benefit From Strong Premium Growth and Investment Income
2026-10-02 · Lemonade Rides Premium Growth, AI Strength and Better Margins
2026-10-02 · AXIS Capital's Specialty Focus Supports Growth and Shareholder Returns
2026-10-01 · AIZ Stock Gains 20.1% in a Year: What Should Investors Know?
2026-10-01 · SIGI Outperforms Industry: A Signal for Investors to Hold Tight?
2026-10-01 · Are Investors Undervaluing NMI (NMIH) Right Now?
2026-10-01 · 2 Profitable Stocks for Long-Term Investors and 1 We Brush Off
2026-09-28 · CNA Stock Trading at a Discount to Industry at 1.11X: Time to Hold?
2026-09-28 · 1 Safe-and-Steady Stock with Competitive Advantages and 2 We Ignore
2026-09-25 · Arch Capital Lags Industry, Trades at a Discount: Time to Hold or Exit?
2026-09-25 · After Plunging 7.2% in 4 Weeks, Here's Why the Trend Might Reverse for NMI Holdings (NMIH)
Price (daily)
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